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NBFC/HFC/MFI Lending

Banks and Financial Institutions have been increasingly taking up a significant position in filling the credit gap attributable to certain limitations in lending for certain economic activities and against certain asset classes.

To keep the growth engine running and satisfying the need of customer segments NBFC industry requires a constant stream of funds for growth and expansion. Being a participant from same space has taken us through several credit and business cycles. This has given us a firsthand perspective and experience of specific needs of NBFC’s at various stages in their business cycles. We are committed to change this space with customer centric approach and customized products in the debt segment of NBFC Financing.

Overview

Funding NBFCs is a unique offering under which we directly finance Asset Finance Companies, Housing Finance Companies and Micro Finance Companies registered with RBI / NHB for further lending. This product comes with customized offerings built around specific requirements of NBFCs / HFBs, based on a detailed evaluation and due diligence of customer portfolio and processes. We customize our product offerings and features, according to customer business needs post assessing the business model by thorough assessment of the clients.

Features & Benefits

After personalized due diligence and assessment of the portfolio and processes, you can expect quick and hassle free loans from us with speedy approvals. We will guide you completely through the entire process with utmost transparency.

Eligibility
  • Evaluation by the customer's portfolio size, asset quality, asset verification, Branch Visits, Capital Adequacy Ratio, Vintage and other industry and segment specific parameters etc.
  • Registered Asset Financing NBFC (Auto, Mortgages), HFCs, Registered MFIs with significant AUM.
Interest Rates, Fees & Charges
  • Competitive interest rates, based on assessment, portfolio size and assets quality, etc.
  • Loan processing Fees, Documentation fees, Due Diligence Charges to be charged as per sanction amount and actual expenses incurred in such exercise.
  • Other charges as per standard policy.
How to apply
  • Fill in the online application form and our representative will get in touch with you.
  • You can apply for a loan by calling our customer care center at 1800 1200 1200.
  • Write to us customercare@aubank.in or visit our branches.

Our existing customers may also get in touch with their Sales and Credit Associates to know more.

 

Disclaimer

Sanction is subject to detailed assets verification and quality assessment, positive due diligence, legal and technical reports (as per applicability), complete loan documentation and case approval.