Home Loan - AU Small Finance Bank

A dream house is the place to stay together with your family that make your presence so comfortable. A new house is the beginning of a new story, we help you to tell this story with immense pride.

With AU Small Finance Bank Home Loan, we partner you in your efforts to achieve your dream and create your own happy story with one of the best housing loan solutions in India.

Our relationship officers with their financial acumen helps you in every step of housing finance process like selecting the right loan mix to the calculation of suitable loan EMI and tenure. We provide excellent post disbursement services. Business has no base if the value statements are compromised. At AU we follow highest standards of ethics, integrity and most importantly transparency in our workings.

AU Small Finance Bank Ltd excels in providing a complete bouquet of services to customers to meet their Home Loan needs. Ease of applying for a loan with branches spread across 7 States of India, robust service delivery model and mark to market credit & financial policies help customers build a long-term relationship of trust and commitment.

At AU, we offer customized Home Loan solutions with best-in-class services, full-fledged domain knowledge and simplified loan procedures.

Product Offering:

  • Home Purchase
  • Home Construction
  • Home Improvement
  • Land Purchase + Home Construction
  • Home Loan Balance Transfer+ Top up
  • Home Loan Refinance
  • Pradhan Mantri Awas Yojana (PMAY)- CLSS


  • Attractive Rate of Interest
  • Available for non-income proof customers
  • Flexible home loan scheme
  • Easy & Less Documentation
  • No Hidden Charges
  • Service at doorstep
  • Choice of Tenure
  • Free and safe document storage
  • Easily available in rural India


  • Resident Indian
  • Minimum Age- 18 years
  • Maximum Age- 75 years at maturity
  • Minimum Loan tenure- 3 Years
  • Maximum Loan tenure- 30 years for salaried and 20 years for SEP/SENP
  • Minimum Loan amount- 2 Lakh
  • Maximum Loan amount- 500 Lakh
  • Minimum Work experience- 3 years


  • Wide Branch Network
  • Tax Benefit on Home Loan: Section 24, 80EE & 80C
  • Legal and technical counseling for buying right property
  • Subsidy Scheme and benefits available under PMAY-CLSS
  • Highest home loan eligibility so that you can choose a good home for yourself
  • Different modes for payment available
  • Facility for funding for builders under construction and ready properties
  • Experienced staff to provide doorstep services
  • Quick processing and disbursal of loans




Self Employed Professional

Self Employed Non-Professional
Application form with photograph duly signed
Identity proof, residence proof and age proof
Last 6 months bank statements
Last 3 months Salary-slips
Form 16 / Income Tax Returns
Proof of business existence    
Last 3 years Income Tax Returns with computation of Income  
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss