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AU Royale World

Exclusively for NRIs

Apply for NRI Royale World Account

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Discover the Royal benefits for you and your family

AU Royale World

    As an NRI, we understand your banking and financial requirements and hence we are here to make banking a delightful experience for you and your loved ones. With high interest rate on savings, monthly interest payouts, state of the art digital platforms and a host of other features, get ready to experience the very best that banking has to offer.

    Keeping in mind the discerning needs of the NRI segment, our exclusive Royale World Program has been specially curated with an unmatched list of features and benefits that compliment your lifestyle.

Features and Benefits

Features of AU Royale World Account

  • High interest rates: Earn up to 7.25%* p.a. on your NRE & NRO saving account balances. Click here for Savings Account Interest Rates
  • Monthly interest payouts: Receive monthly interest payouts on your hard-earned money with us
  • Video Banking Service: Now get all your service request executed from the comfort of your home with the help of our Video Banking facility. Connect with us via AU 0101 App/NetBanking. For list of services Click here
  • Zero mark-up charges: Yes, you read it right. Your power packed Royale World Signature Debit Card comes with ZERO mark-up charges on international card spends. This means that you enjoy better exchange rates on your transactions
  • Airport Lounge Access: Enjoy 8 complimentary Domestic & 6 International airport lounge access per year while you travel across the globe^
  • Binge watch entertainment shows, it’s on us: Free one-time subscription on entertainment platforms: Amazon Prime or Zee5^
  • Exclusive Dining Delights: Enjoy discounts on international restaurants such as Spice of India (UAE), Sherlock Holmes (Dubai), Bangalore Express City (UK), Little India (Auckland) and many more across the globe! Know more
  • State-of-the-art Digital Banking: Instant access to your funds through AU 0101 App or AU 0101 NetBanking. What’s more, you can even book flights & hotels, recharge your mobile, and apply for a host of products and services.
  • Free PO Box Facility: Now send your service requests using PO Box facility, simply drop your documents to PO Box address, click here for PO Box address.

Benefits of an AU Royale World Account

  • Preferential Pricing: As a privileged member of AU Royale World enjoy 75% lifetime discount on locker rentals
  • Free Tax Advisory: Now get all your Indian income tax queries addressed through our dedicated advisory desk. Send your queries at [email protected]
  • Dedicated Relationship Manager: Enjoy the benefits of an experienced Relationship Manager across all family members who will be your single point of contact for your banking & financial needs
  • Feature-rich Debit Card: Get a complimentary Visa Signature Debit Card with enhanced insurance coverage, green pin facility & increased withdrawal and POS limits
  • We care about your family: Avail discounts on health check-ups for your family members along with Hospicash facility for your parents in India
  • Gifting offer: Pamper your loved ones in India with gifts, cakes & flowers from Ferns N Petals and brighten their mood
  • Financial Planning: Our wide array of investment products and protection solutions will help you plan your finances keeping your current and future needs in mind

Service Fees for an AU Royale World Account

We believe in complete transparency and provide you with a list of charges for the services we offer. These include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fees Reckoner.

Eligibility for AU Royale World Account

For NRIs:

  • An Indian citizen residing overseas for employment, studies, business, or vocation.
  • An Indian posted in the UN, or an official deputed abroad by the Government of India, or a public sector undertaking.
  • An Indian national who is a mariner, or is stationed on an oil rig, or works with a foreign-registered airline.

For PIOs or OCIs:

  • An individual holding a foreign passport (conditions apply), who may have been issued with an Indian passport in the past.
  • Someone who has a grandparent or parent of Indian citizenship lineage.
  • A spouse of an Indian citizen or spouse of a PIO.

A minimum Average Monthly Balance of INR 5 Lakh in Savings Account or combined balance in NRE & NRO Savings Account

Documents Required:

You need to have the following to open an NRI Account:

  • Duly Filled Application Form
  • Passport Size Photographs
  • Identity Proof: Indian/Foreign passport
  • Proof of NRI/PIO Status: Valid VISA, Work/Residency permit, OCI Card, PIO declaration
  • Proof of Address: Indian and overseas address proof
  • FATCA/CRS declaration

How to open an AU Royale World Account?

You can open your NRI Account in either of these ways:

  • Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.
  • Call Customer Care: You can also apply for an AU NRI Account by calling our customer care number 0141 7141000 (if you’re calling from outside India, charges may apply).
  • Document pick-up services: We also offer Non-Face-to-Face account opening and offer complimentary pick-up of your KYC documents abroad. For more details contact: [email protected]

Recommended products:

AU Royale AccountAU Platinum World AccountFixed Deposits


Q1. What are mark-up charges?

When the transaction currency is different from the currency loaded on the card (for instance, if you have the card with INR and have to make a transaction in USD), you may be charged a 'markup' of 2-2.5 percent on such transactions. However with our Royale World NR account enjoy ZERO Markup charges where you can use the card in any currency for cash withdrawals and making merchant payments.

Q2. How will I get to know Dining offers in my country?

You need to visit AU Small Finance Bank website in international offer section. Select your overseas country and city and get the list of brands and offers.

Q3. How can I get my Tax query answered?

We have a dedicated email ID to resolve your all tax related queries in India for FREE. Simply email your query at [email protected] and get valuable response.

Q4. How can I access International Airport Lounge?

You can avail International airport lounge by one time account activation. Visit and create your account. Download the Priority pass app and login with your account credentials, and you are done. Flash the pass in the lounge and enjoy.
For more queries, email us on [email protected]
^ Terms & Conditions apply
* T&C apply. Rates are subject to change at sole discretion of AU Small Finance Bank

Attached T&C for offers


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