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AU Royale Account


Discover a World of Supreme Benefits for you and your family

About the AU Royale Program

    Well-managed finances are a sign of a financially secure life. For those who want to bring stability to their money management, our AU Royale Account can be the first step towards success. AU Royale Account is here to look into and take care of all your personal banking needs. Family banking, high-interest rates & monthly interest payouts, domestic airport lounge access, debit card offers etc., are some perks you get with this account from India's best Small Finance Bank.

Features and Benefits

Features of AU Royale Account

  • High-interest rates: Earn up to 7.25%* p.a. on your Savings Account & receive monthly interest payouts into your account.
  • Dedicated Relationship Manager: Enjoy the services of a dedicated Relationship Manager who will act as your single point of contact across your entire family.
  • Exclusive Delights: Allow us to spoil you. Enjoy the following as a privileged member of AU Royale Visa Signature Debit Card.:
    • 1% Monthly Cashback (up to INR 200/- on a minimum Debit Card spend of INR 2,500 p.m. (non-fuel spends only, excluding staff)##
    • Buy 1 Get 1 free movie tickets through BookMyShow, upto INR 250, twice a month
    • Enjoy 8 complimentary domestic airport lounge access per year (2 visits per quarter). Click here for the lounge list.
  • Family Banking Program: Integrate the personal account of at least five other family members and ensure that their personal banking needs are taken care of.
  • Preferential pricing: Get a 75% discount on locker rentals (1 locker per group), preferential rates on Forex, and no annual maintenance charges for your Demat Account.
  • Lowest cross-currency mark-up: Get up to 1.5% on international merchant purchases and the ability to withdraw money from international ATMs. 
  • State-of-the-art Digital Banking: Instant access to your funds through AU 0101 App or AU 0101 NetBanking. What’s more, you can even book flights, hotels, recharge your mobile, and apply for a host of products and services.
  • Fuel surcharge waiver: Enjoy fuel surcharge waiver at fuel outlets by using your AU Royale Debit Card
  • Reward points: Earn loyalty reward points on Debit Card transactions. To know more, click here.
  • Loan offers: Save up to 50%** on loan processing fees

Benefits of AU Royale Account

  • Power-packed Debit Card: Get a complimentary VISA Signature Debit Card with offers of up to INR 50,000, along with higher withdrawal limits & enhanced insurance coverage.
  • Banking at your convenience: Visiting a branch is old school. No need to visit a branch; now get all your banking transactions & other service requests executed from the comfort of your home with our Video Banking facilities.
  • Wide range of products & services: Our wide array of products include lockers, Demat 2-in-1 Account, Mutual Funds, Insurance, asset products & insurance. We are a one-stop-shop for all your needs!
  • Seamless banking:
    - Experience exclusive Royale Service desk at our branch for your banking needs 
    - Get priority access to our phone banking services via AU 0101
  • Credit Card offerings#: Enjoy premium Credit Card offerings through AU Zenith & AU Vetta Credit Card. T&C Apply.

*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.

#Subject to credit approval

^Exclusive Joining benefits have been discontinued for accounts opened from 1st April 2024. Click here for T&Cs

^Milestone benefits have been discontinued from 1st April 2024 on your AU Royale Debit Card. For details on milestone benefits, please click here

** T&C apply.

## 1% Cashback benefit will be discontinued w.e.f 1st June’24.

Recommended products:

AU Platinum Account

Service Fees for AU Royale Account

As India's largest Small Finance Bank, we believe in complete transparency and provide you with a list of charges for the services offered. These include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.

Eligibility for AU Royale Account

  • The applicant needs to be a resident of India.
  • The applicant must have a Savings Account with AU Small Finance Bank. 
  • The applicant and/or the entire family linked to a group must maintain a cumulative average monthly balance more than INR 1,00,000 in your Savings Account.

#Video KYC is currently available at select locations and we are expanding it soon across other locations in India.

How to apply for the AU Royale Account?

You can apply for the AU Royale Account by reaching out to us in whichever way you feel comfortable:

  • Video Banking: You can now open an AU Royale Savings Account through our Video Banking service by clicking here. All you need is your PAN Card & Aadhaar Card.
  • Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.
  • Call Customer Care: You can also apply for AU Royale Savings Account by calling our customer care number at 1800-1200-1200.

Documents Required for AU Royale Account

  • Application form
  • Recent colored photograph.
  • KYC documents such as passport, Voter ID, or Aadhaar card, and address proof, like driving license or utility bills.



Q1. What is AU Royale?

AU Royale is AU Small Finance Bank’s flagship program that brings you and your loved ones a world of lifestyle benefits with unparalleled value. This program entitles you to a distinctive AU Royale Debit Card, with benefits like buy 1 get 1 free movie tickets (twice a month), and 2 airport lounge access opportunities per quarter. Plus, you get delightful pricing benefits on Demat 2-in-1 Account, Lockers and a Relationship Manager who takes care of all your financial needs. What’s more, your chequebook and Debit Card are specially branded, just the way our Royale customers are special to the Bank.

Q2. What does family grouping mean in AU Royale?

A group in an AU Royale program is defined as a family of blood relationships such as parents, children, spouse, siblings, grandparents, and grandchildren. All family members are entitled to the same benefits. A maximum of 6 members are allowed in a group.

Q3. What is the balance requirement for maintaining AU Royale and what happens if in case the balance falls below the required limit?

A customer needs to maintain INR 1 Lac Average Monthly Balance in Savings accounts across all family members. Failure to meet balance criteria could lead to applicable charges being levied. For more information on the same, kindly refer to the AU Royale Service Fee Reckoner

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