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Nil charges on Major trade transactions
Exchange Earner's Foreign Currency Accounts.
Exchange Earner's Foreign Currency Accounts.
Dedicated trade advisory desk at Branch
Free Tracer charges
Best In Class Digital Payment Solutions
General Account Benefits
Cash deposit Limit: Enjoy higher cash deposit of 25 times of previous month AMB up to INR 5 Crores
Power-packed Debit Card:
Free Cheque leaves: Unlimited free cheque leaves to meet your business requirements
Multiple collection modes: With various options to choose from, customers can make payments free of cost through NEFT/RTGS/IMPS/IFT.
You will need to furnish the following documents to open an AU Royale Trade Account with us:
| PARAMETERS | AU Royale Trade |
| Product Criteria. | Quarterly Trade Throughput equivalant to USD 3 lakh or AQB of INR 5 Lakh Required |
| Charges for Non-Maintenance of Quarterly Trade Throughput (QT) & Average Quarterly Balance (AQB) | If QT < 3 Lakh USD or AQB < INR 5,00,000/- then INR 3,000 |
| Cash Transactions | |
| Cash Withdrawal at any AU Bank Branch | Free |
| Cash Deposit at any AU Bank Branch | Free limit per month will be Higher of following i) Min INR 100 lacs; or ii) 25 times of Prev month AMB Max free limit INR 500 lacs Charges beyond free limits is INR 4/1000 (Min. INR 50) Free limit applicable in account opening month is INR 100 Lakhs Note: Min AMB of INR 250000/- is required for free Cash Deposit limits for the next month |
| Low Denomination Notes (LDN) & Coins Deposit | Low Denomination Notes (Daily) - Upto INR 10 Thousand : Nil, Above INR 10 Thousand : 0.5% of the LDN deposited (Min Amount : INR 50/-) Coins - Upto INR 100 : Nil , Above INR 100 : 5% on entire amount of coins deposited to charged |
| Collections & Payments | |
| NEFT /RTGS Collections & Payments(Digital) | Free |
| NEFT Payments at Branches | Free |
| RTGS Payments at Branch | Free |
| IMPS | Free |
| UPI/ Intra Bank Fund Transfer - Payments and Collections | Free |
| Cheque Book & Demand Draft (DD) | |
| Issuance of Cheque Book | Free |
| Local & Outstation Cheques Collections at AU Bank Locations | Free |
| Stop Payment of Cheques through Net / Mobile / Phone Banking / ATM | Free |
| Stop Payment of Cheques through Branches | Free |
| Instrument / Instruction issued such as Inward Cheque / ECS/ NACH/) from your account, returned due to Insufficient Funds | INR 500 per instance |
| Return Handling Charges for Other bank cheques deposited in your account but could not be processed and hence returned (Local / Oustation) | Free 10 cheques per month, thereafter INR 100 per cheque |
| Demand Draft payable at AUFSB locations and at correspondent bank locations | Free |
| DD Cancellation/ Revalidation | INR 100 per instance |
| Debit Card & Automated Teller Machine (ATM) Uasage | |
| Card Type | Visa Signature Business |
| Debit Card Annual Fees | Free |
| Cross Currency Mark-up | 1.5% |
| ATM Transactions at AU Bank ATM | Free |
| ATM Transactions at other bank ATM | 50 free transactions. Thereafter, INR 21 per financial transaction and INR 10 per non-financial transaction |
| ATM declines due to insufficient funds | Free at AU Bank ATMs, INR 25 per instance at Other Bank ATM |
| ATM Transactions at other bank ATMs outside India | Financial - INR 100 per instance ; Non-Financial - INR 25 per instance |
| ATM Pin Generation | Free |
| Replacement of lost / stolen card | INR 150 per instance |
| Door-Step Banking | |
| Cash Pick-up/Delivery | On-Call Service: 5 free visit per month (upto INR 5 lacs per visit), thereafter - Upto INR 2 Lacs - INR 750/- INR 2 Lacs to less than INR 5 lacs - INR 1100/- INR 5 Lacs to less than INR 10 lacs - INR 1800/- Above 10 lacs - Contact Branch Beat Service: Upto INR 2 Lacs - INR 2000/- per month INR 2 Lacs to less than 5 lacs- INR 5000/- per month INR 5 Lacs to less than INR 10 lacs - INR 14000/- per month Above INR 10 lacs- Contact Branch Note : Branch Cash deposit/withdrawal not considered. For Beyond City limit locations, actual charges will be charged. |
| Cheque Pick-up | Free |
| Other Charges | |
| AEPS Mini Statement | Free |
| SMS Insta Alerts | Free |
| Issuance of Monthly and Half Yearly Email Statement | Free |
| Issuance of adhoc account statement from Branch | |
| Issuance of Duplicate Passbook | |
| Charge Slip Retrieval | |
| Outstation Cheque Collection - Corresponding & other Bank locations | INR 50 charged towards delivery fees |
| Issuance of adhoc account statement (sent through courier) | |
| Issuance of subsequent Cheque Book delivery fess | Free |
| Trade Services | |
| Advance Import | Free |
| Direct Import | Free |
| Import Bills (Under LC or Collection) | Free |
| Foreign Outward Remittance (Non-Import) | Free |
| Export Bills (Under LC or collection) | Free |
| Export Bills for regularization (Export against Advance Remittance or Bills sent directly by customer) | Free |
| Export LC Advising | Free |
| Inward Remittances | Free |
| E BRC | Free |
| FIRC Charges | Free |
| SWIFT | Free |
| Domestic Courier Charges | Free |
| Additional charges on account of payment out of EEFC account or any other foreign currency account | 0.10% of remittance amount |
| International Courier charges | 500 |
All business enterprises (Private Limited and Public companies, Partnership Firms, LLP, Proprietorship firms etc.) or Individual professionals are eligible for opening AU Royale Trade account.
For offer related T&C's please click here
T&C Apply
Need more information for seamless trade transactions across the globe?
Please contact your nearest branch or call us on toll-free number 1800 1200 1200.
*Not applicable for Individual and Sole Proprietorships
