VARISHTHA

Varishtha is a customized, comprehensive & carefully designed Savings Account for senior citizens. Varishtha is not only backed by the best-in-class & hassle-free banking conveniences but also comes with a host of other benefits like discount on Locker rentals, higher interest rates on Fixed Deposits and Doorstep banking, to name a few.

Top 3 Features

Earn More On Fixed Deposits:

Avail the preferential Senior Citizen Fixed Deposit Interest Rates. For applicable Fixed Deposit Interest Rates, please CLICK HERE

Monthly Interest Payout:

Multiply your money with Monthly Interest Payout in your Savings Account.

Exclusive Discounts:

To add to your AU banking experience, you are also eligible for discounts on locker rentals.

Service Package

The Varishtha Savings Account is available in the, already upgraded, ‘Premium’ service package. For further details on the features offered, please refer the Schedule of Charges (SOC) of Varishtha Savings Account Click here

Special Benefits

Mentioned below are the special privileges offered with Varishtha Savings Account

  • Higher Interest Rates: Earn more with higher balances in your Varishtha Savings Account. For applicable Savings Account Interest Rates, please Click here
  • Monthly Interest Payout: Multiply your money with Monthly Interest Payout in your Savings Account.
  • Enjoy transacting with the VISA Gold Debit Card & avail a host of privileges, offers & features.
  • Avail multiple Insurance benefits with your Debit Card such as personal air accident insurance, card liability insurance, purchase protection and personal accident cover.
  • We offer the facility of Doorstep services such as pick up of cash and instruments against receipt, delivery of demand drafts, submission of Know Your Customer (KYC) documents etc. to senior citizens of more than 70 years of age.
Schedule Of Features & Charges

A few salient features offered under the umbrella of VARISHTHA Savings Account, are as follows:

  • Enjoy transacting with the VISA Gold Debit Card & avail a host of privileges, offers & features.
  • Avail multiple Insurance benefits with your Debit Card such as personal air accident insurance, card liability insurance, purchase protection and personal accident cover.

Please go through Schedule of Charges for the Varishtha Savings Account for further details Click here

Added Advantages
  • Get a privileged experience across our strong and rapidly growing branch & ATM network spread across 10 states.
  • 24 x 7 true Anywhere Banking through our Phone Banking, Mobile Banking and Internet Banking services.
  • Extended Banking hours to enhance your AU banking experience.
  • Convenience personified as no Deposit Slips required .
  • Avail the Demand Draft, NEFT, RTGS, IMPS & Funds Transfer facilities, for added convenience.
  • Transact with the VISA Gold Debit Card and avail a variety of offers.
  • Your Debit Card also comes to you with a host of added Insurance benefits. To view all offers and features of the Debit card, please Click here
  • Multiply your money and get higher interest & monthly interest pay-out in your Savings Account.
  • Account statement, Sweep-in, Locker, Passbook & Cash Deposit facilities available.