5%# cashback on Debit card & AU 0101 spends.
Flexibility of balance maintenance
Enjoy HIGH-interest rates along with monthly interest payouts.
Savings Account for a better tomorrow. Embrace a brighter and prosperous future with the power of savings tailored for you. Enjoy high interest rates with monthly interest payments that make your money work harder.
But that’s not all – every spend through debit card & AU0101 app can yield more savings for you. Join the Swadesh family today and watch your savings bloom.
(Effective 1st July 2024, complimentary lounge access benefit given to RuPay Platinum International Debit Card is withdrawn.)
* Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
Note: This product is available only in select AU Small Finance Bank branches. Click here to view the branches.
# T&C Apply. To know more about the cashback offer, click here.
We, India's largest Small Finance Bank, believe in complete transparency and provide you with a list of charges for the services we offer. Depending on the type of Savings Account you have opened, these include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
You can open an account with us through any of these options:
Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.
Call Customer Care: You can also apply for AU Swadesh Savings Account by calling our customer care number 1800-1200-1200.
You need to have the following documents to open an AU Swadesh Savings Account:
Duly filled application form
Passport size photographs
Identity proof: Passport, voter ID, etc.
Address proof: Aadhaar Card, passport, driving license etc.
With Swadesh Savings Account you can embrace a brighter and prosperous future with the power of savings tailored for you. Enjoy high interest rates with monthly interest payouts.
But that’s not all, every spend through debit card & AU 0101 app can yield more savings for you with up to 5% cashback (Max. INR 1,000 per month.)
AU Swadesh Savings account provides you the flexibility to maintain balances in Savings account or Fixed Deposits. You can maintain an average quarterly balance of INR 10,000 in your Savings Account or have fixed deposit of INR 1 lakhs.
A customer will get 5% cashback on all his/her transactions done via debit card and on recharges/ bill payments done through AU 0101, will be capped at INR 1000 p.m. Fuel transactions will be capped at INR 10,000.
Product eligibility criteria needs to be maintained for the cashback. If customer does not maintain the product criteria for any particular quarter, then customer shall not be eligible for cashback in the subsequent quarter.