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AU Student Savings Account

Helping students achieve their dreams 

Apply For AU Student Savings Account

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Top Features of AU Student Savings Account

About AU Student Savings Account

    Regardless of age, understanding the value of money and the importance of financial stability is an essential life skill. This is even more true for hardworking students, who aim for the stars and are looking for ways to achieve their goals.

    Our AU Student Account helps you do exactly this. Offering high interest rates, monthly interest payouts, and no minimum balance requirement, our Student Account can help you create a stable financial future so that you can achieve every goal you set your sights on.

    Your educational institution needs to be empaneled with us for you to be able to open an AU Student Savings Account.

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Features and Benefits

Features of an AU Student Account

  • High-interest rates: Earn up to 7.25%* p.a. on your Savings Bank Account & receive monthly interest payouts. For details, visit Savings Account Interest Rates
  • Monthly interest payouts: Receive monthly interest payouts to manage your cash flows better.
  • Banking at your convenience: No need to visit a branch; now get all your banking transactions & other service requests executed from the comfort of your home with the help of our Video Banking facilities.
  • Domestic lounge access: Our power-packed Debit Card offers complimentary access to domestic airport lounges.
  • State-of-the-art Digital Banking: Enjoy 24x7 access to your funds through AU 0101 App or AU 0101 NetBanking. What’s more, you can even book flights, hotels, recharge your mobile, and apply for a host of products and services.

Benefits of an AU Student Account

  • Feature-rich Debit Card: Get a RuPay Debit Card that provides purchase protection and offers along with discounts across leading brands in India.
  • Accessibility: Now, access your account with our branch and ATM network across the country. We even offer complimentary access to other bank ATMs.
  • Paperless banking: Enjoy the convenience of depositing funds into your account without the hassle of filling in a deposit slip.
  • Easy deposit facility: Now begin your wealth journey by parking idle funds in our high interest-bearing Fixed Deposits.

* Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.

Service Fees for an AU Student Account

We believe in complete transparency and provide you with a list of charges for the services we offer. These include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner. 

Eligibility Criteria

If you are a resident of India and are pursuing a course at a school, college, or university, you are eligible to open an AU Student Account with us. However, if you are a minor, you should have a parent or guardian who can operate the account till you turn 18.

How to apply for an AU Student Account?

You can open an account with us, India's largest Small Finance Bank, through one of these options:

  • Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.
  • Call Customer Care: You can also apply for AU Student Savings Account by calling our customer care number 1800-1200-1200.



Q1. What is an AU Student Account?

The AU Student Account is an account for students to help them save money, grow their funds with high-interest rates, and reach great career and educational milestones. It is a boon to students and allows them to avail of several banking benefits. With no minimum account balance requirement and a long list of features, this Savings Account offers students the best banking facilities!

Q2. Which is the best Savings Account for students?

The best Savings Account for students is one that offers banking facilities, the option to use ‘Anywhere Banking’ services, low-cost account maintenance, zero or minimum account balance, and high-interest rates. Considering all these features, the AU Student Account makes for a great choice for students.

Q3. What are the interest rates on a Student Savings Account?

We offer higher interest rates to our savings account. The interest amount is directly credited to the Student Account every month. Click here for more information on interest rates for students.

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