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AU Salary Account

Streamline your salary savings in a convenient,
hassle-free manner

Apply For Salary Savings Account

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Mobile Number
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Top Features of Salary Savings Account

About AU Salary Account

    As a working professional, your Zero Balance Salary Account is likely to be the centre of all your financial activities. Apart from your salary being credited to this account, you may also use it to transfer funds, make investments, and spend on day-to-day expenses.

    But what if your Salary Account could offer you more? By opening your Salary Account with us, you also unlock a host of other benefits like competitive interest rates, insurance benefits, a free Debit Card, and Offers worth INR 50,000 and more. Click here to explore the offers.

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Features of AU Salary Account

  • High-interest rates: Earn up to 7%* on your Savings Account & receive monthly interest payouts into your account. Click here for Savings Account Interest Rates
  • Exclusive joining benefits: Get Amazon vouchers up to INR 1250** as an onboarding privilege. For terms & conditions, click here.
  • Customized for you:  We love going the extra mile by offering a salary account that has been customized for salaried professionals like you. Now enjoy a zero balance savings account with a complimentary debit card.
  • Dedicated Relationship Officer: Enjoy the services of a dedicated Relationship Officer who will act as your single point of contact across all your banking and financial needs.
  • State-of-the-art Digital Banking: Enjoy 24x7 access to your funds through AU 0101 App or AU 0101 NetBanking. What’s more, you can even book flights, hotels, & cabs, recharge your mobile, and apply for a host of products and services.
  • Easily accessible: For a busy professional, saving even a few minutes can prove invaluable. Our digital-first approach and extensive network of banking touchpoints ensure we are easy to reach when you need us.

Benefits of AU Salary Account

  • Banking at your convenience: Visiting a branch is old school; No need to visit a branch; now get all your banking transactions & other service requests executed from the convenience of your home with the help of our Video Banking facilities.
  • Feature-rich Debit Card: Get a RuPay Platinum Debit Card providing purchase protection, enhanced insurance coverage, and 1000+ offers and discounts across leading brands in India.
  • Wide range of products & services: Our wide array of products includes lockers, Demat, Mutual Funds, Insurance, Loans & insurance. We are a one-stop-shop for all your needs!
  • Paperless banking: Enjoy the convenience of depositing funds into your account without the hassle of using a deposit slip.
  • Host of other services: Enjoy additional insurance coverage on your feature rich debit card with increased cash deposit limits.
Type of Account
Coverages on AU Salary Account^ (in INR)
Personal Accident Death Cover
Air Accident Death Cover
Purchase Protection (Fire and Burglary)
Lost Baggage Cover
Lost Card Liability Cover
AU Salary Account - Value
AU Salary Account - Platinum

^Terms and Conditions apply


Eligibility criteria

You can open a Salary Savings Account if you are an on-roll employee of a company empanelled for the salary relationship with us.

How to apply for an AU Salary Account?

Open an account with us through any one of these options:
  • Online form: Fill up the online form provided above, and our representative will contact you to start your application process.
  • Contact your Relationship Manager: You can request your Human Resources team to assist you with the contact details of AU Small Finance Bank Relationship Manager for opening AU Salary Account.
  • Visit your nearest branch: Walk into your nearest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.

Documents required for AU Salary Account

You need to have the following documents to open an AU Salary Account:
  • Passport size photographs
  • Identity proof: Aadhaar Card, passport, driving license, voter ID, etc.
  • Address proof: Aadhaar Card, passport, driving license, voter ID, etc.
  • Employment confirmation letter from your HR/appointment letter/salary slips

Fees & charges of AU Salary Account

We, India's best Small Finance Bank, believe in complete transparency and have hosted the list of charges for the services we offer. These include charges for your Debit Card, payment and collection services, transactions, delivery fees etc depending on the type of Account you have opened. For more details, please refer to our Service Fee Reckoner section

Recommended products:

AU Royale Salary, AU Salary Account Platinum, AU Salary Account Value




Q1. What is a Salary Account?

A Salary Account is one in which your employer credits your salary every month. Salary Accounts simplify the process of transfer and receipt of a salary. It is a type of savings account that offers you considerable advantages. However, there are certain distinguishing factors. If your employer has a tie-up with us, you are eligible to open a Salary Account with us. Additionally, a Salary Account has no minimum balance requirement. 

Q2. Which account is best for salary?

Our bank offers multiple variants of the Salary Account like Salary Value, Salary Platinum, and AU Royale Salary with enhanced features, basis eligibility criteria. As a valued customer, we assure you of multiple benefits and an excellent banking experience no matter what account you have.

Q3. Is interest paid on a Salary Account?

Yes, interest is paid on the Salary Account. We offer competitive interest rates on Salary Accounts, enabling you to earn more on each rupee. For more information on the interest rates we offer, please click here.

Q4. Does the Salary Account have a minimum balance?

A salary savings account comes with superior features and perks. It is a zero-balance account, and you are not required to maintain a minimum balance.

Q5. Is it safe to keep money in the Salary Account?

Yes, you can be assured that your funds are absolutely safe when banking with us.

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