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Salary Account

About AU Salary Account

As a working professional, your Zero Balance Salary Account is likely to be the centre of all your financial activities. Apart from your salary being credited to this account, you may also use it to transfer funds, make investments, and spend on day-to-day expenses.

But what if your Salary Account could offer you more? By opening your Salary Account with us, you also unlock a host of other benefits like competitive interest rates, insurance benefits, a free Debit Card, and Offers worth INR 50,000 and more. Click here to explore the offers.

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Features of AU Salary Account

  • High-interest rates: Earn up to 7.25%* on your savings & receive monthly interest payouts into your account. Click here.
  • Exclusive joining benefits: Avail Amazon vouchers up to INR 1250** as an onboarding privilege. For terms & conditions, click here.
  • State-of-the-art Digital Banking: Enjoy access to your funds 24x7 through AU 0101 App or AU 0101 NetBanking. What’s more, you can even book flights, hotels, cabs, recharge your mobile, and apply for a host of products and services.
  • Easily accessible: For a busy professional, saving even a few minutes can prove invaluable. Our digital-first approach and extensive network of banking touchpoints ensure we are easy to reach when you need us.
  • Dedicated Relationship Officer: Enjoy the services of a dedicated Relationship Officer who will act as your single point of contact across all your banking and financial needs.

*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.

**Basis fulfilment of criteria


Benefits of AU Salary Account

  • Zero Balance Salary Account: No Minimum Balance maintenance requirement
  • Instant Account Opening : Instant account opening through TAB Banking
  • Banking at your convenience: Visiting a branch is old school; No need to visit a branch; now get all your banking transactions & other service requests executed from the convenience of your home with the help of our Video Banking facilities.
  • Paperless banking: Enjoy the convenience of depositing funds into your account without the hassle of using a deposit slip.
  • Lounge Access : Complimentary access to Domestic airport lounge*
  • Wide range of products & services: Our wide array of products include Term Deposits, Credit Cards, Lockers, Demat, Mutual Funds, Insurance, Loans & much more. We are a one-stop-shop for all your needs!

*Twice per Quarter. Terms and Conditions apply


Benefits for Employer

  • Comprehensive banking solutions bundled with power packed Current Account to suit business needs
  • Simplified Payroll Solution to ease out salary processing
  • Online Salary Upload Facility for Instant Salary Credit - Free NEFT / RTGS salary transfers
  • Instant intimation and salary credit to employee accounts
  • Service desks & host of employee engagement activities at corporate premises
  • Dedicated Relationship Manager at corporate level with escalation matrix for all service-related queries
  • Cash Management Services (CMS) & Payment Gateway services to help streamline transactions
  • Extended Banking hours to meet business requirements
  • Best in-class digital banking offering – complementary Corporate NetBanking (desktop/mobile app) for hassle free & secured transactions with Bulk upload Facility

Eligibility criteria

You can open a Salary Savings Account if you are an on-roll employee of a company empanelled for the salary relationship with us.


How to apply for an AU Salary Account?

Open an account with us through any one of these options:
  • Online form: Fill up the online form provided above, and our representative will contact you to start your application process.
  • Contact your Relationship Manager: You can request your Human Resources team to assist you with the contact details of AU Small Finance Bank Relationship Manager for opening AU Salary Account.
  • Visit your nearest branch: Walk into your nearest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.

Documents required for AU Salary Account

You need to have the following documents to open an AU Salary Account:
  • Passport size photographs
  • Identity proof: Aadhaar Card, passport, driving license, voter ID, etc.
  • Address proof: Aadhaar Card, passport, driving license, voter ID, etc.
  • Employment confirmation letter from your HR/appointment letter/salary slips

Fees & charges of AU Salary Account

We, India's best Small Finance Bank, believe in complete transparency and have hosted the list of charges for the services we offer. These include charges for your Debit Card, payment and collection services, transactions, delivery fees etc depending on the type of Account you have opened. For more details, please refer to our Service Fee Reckoner section

Recommended products:

AU Royale Salary, AU Salary Account Platinum, AU Salary Account Value




Q1. What is a Salary Account?

A Salary Account is one in which your employer credits your salary every month. Salary Accounts simplify the process of transfer and receipt of a salary. It is a type of savings account that offers you considerable advantages. However, there are certain distinguishing factors. If your employer has a tie-up with us, you are eligible to open a Salary Account with us. Additionally, a Salary Account has no minimum balance requirement. 

Q2. Which account is best for salary?

Our bank offers multiple variants of the Salary Account like Salary Value, Salary Platinum, and AU Royale Salary with enhanced features, basis eligibility criteria. As a valued customer, we assure you of multiple benefits and an excellent banking experience no matter what account you have.

Q3. Is interest paid on a Salary Account?

Yes, interest is paid on the Salary Account. We offer competitive interest rates on Salary Accounts, enabling you to earn more on each rupee. For more information on the interest rates we offer, please click here.

Q4. Does the Salary Account have a minimum balance?

A salary savings account comes with superior features and perks. It is a zero-balance account, and you are not required to maintain a minimum balance.

Q5. Is it safe to keep money in the Salary Account?

Yes, you can be assured that your funds are absolutely safe when banking with us.