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AU Kisan Savings Account

Top Features Of AU Kisan Savings Account

About AU Kisan Savings Account

     

    Plant the seeds of financial growth with our exclusive Savings Account crafted for farmers! Enjoy high interest rates with monthly interest payments ensuring your hard-earned income grows as robustly as your crops.

    At AU Small Finance Bank, we understand your unique needs and hence provide you with cashback for spends through debit card & AU0101 app. Now, your spending can yield better savings for you. Start the journey of your financial future today with AU Kisan Savings Account – Where every penny planted grows into prosperity!

Features and Benefits

Features of AU Kisan Savings Account

  • High interest rates: Earn up to 7.25%* p.a. on your AU Kisan Savings Account & receive monthly interest payouts. For details, visit Savings Account Interest Rates
  • Cashback on Spends: Now get Cashback of upto 2% on debit card spends and transactions done on AU0101 for bill payment and recharges, max upto INR 500 per month. (Fuel spends will be capped at INR 10,000 per month)
  • State of Art digital Banking: Enjoy 24x7 access to your funds through AU 0101 App or AU 0101 NetBanking. What’s more, you can even book flights, hotels & cabs, recharge your mobile, and apply for a host of products and services.
  • Tap & Go: A contactless Debit Card allows you to make transactions up to INR 5,000 in India without the need to enter a PIN.

Benefits of AU Kisan Savings Account

  • Feature-rich Debit Card: Get a RuPay Classic Debit Card providing purchase protection, enhanced insurance coverage, and higher purchase limit of INR 20,000 and ATM cash withdrawal limit of INR 40,000
  • Flexibility of balance maintenance: Enjoy the benefits of meeting your account balance requirement either through savings balances or with Fixed Deposits.
  • Paperless Banking: Enjoy the convenience of depositing funds into your account without the hassle of using a deposit slip.
  • Wide range of product & Services: Our wide array of products includes lockers, Demat, Mutual Funds, Insurance, asset products & insurance. We are a one-stop-shop for all your needs!

* Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.

Note: This product is available only in select AU Small Finance Bank branches. Click here to view the branches.

# T&C Apply. To know more about the cashback offer, click here.

Fees & charges of AU Kisan Savings Account

We, India's largest Small Finance Bank, believe in complete transparency and provide you with a list of charges for the services we offer. Depending on the type of Savings Account you have opened, these include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.

Eligibility Criteria

  • Farmers having an active loan with AU Small Finance Bank will we eligible for opening savings account.
  • Customer can maintain Average Quarterly Balance (AQB) of INR 2,000 in your savings account or Fixed Deposit of INR 25,000.

How to apply for AU Savings Account?

You can open an account with us through any of these options:

Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.

Call Customer Care: You can also apply for AU Kisan Savings Account by calling our customer care number 1800-1200-1200.

Documents required for AU Kisan Savings Account

You need to have the following documents to open an AU Kisan Savings Account:

Duly filled application form

Passport size photographs

loan sanction document.

Identity proof: Passport, voter ID, etc.

Address proof: Aadhaar Card, passport, driving license etc.

FAQs

 

Q1. What is AU Kisan Savings Account?

AU Kisan savings account is an exclusive Savings Account specially crafted for farmers where they enjoy high interest rates with monthly interest payments ensuring your hard-earned income grows as robustly as their crops. But that’s not all, every spend through debit card & AU 0101 app can yield more savings for you with up to 2% cashback (Max. INR 500 per month.)

Q2. What is the product criteria for AU Kisan Savings Account?

AU Kisan Savings account provides you the flexibility to maintain balances in Savings account or Fixed Deposits. You can maintain an average quarterly balance of INR 2,000 in your Savings Account or have fixed deposit of INR 25,000. Your Non maintenance charges will be waived off is the customer has an active loan with AU SFB.

Q3. On what debit card transactions will I get cashback?

A customer will get 2% cashback on all his/her transactions done via debit card and on recharges/ bill payments done through AU 0101 App, will be capped at INR 500 p.m. Fuel transactions will be capped at INR 10,000.

Product eligibility criteria needs to be maintained for the cashback. If customer does not maintain the product criteria for any quarter, then customer shall not be eligible for cashback in the subsequent quarter.

Q4. How can I open AU Kisan Savings Account?

This account can be opened in select AU Small Finance branches only.

Q5. What are the charges for cash deposit and cash withdrawal in AU Swadesh Savings Account?

Cash deposit limit is 2 Lakh and Unlimited cash withdrawal in AU Swadesh Savings Account.

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