Savings Account Interest Rates | AU Small Finance Bank
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For Domestic / NRE / NRO Savings Account

Applicable Interest Rates on Savings Bank Deposits w.e.f. 10th October, 2022

Savings Account Incremental Amount slab**
Rate of Interest Applicable (per annum)
Balances less than INR 1 Lac 3.50%
Balances from INR 1 Lac to less than INR 10 Lacs 5.00%
Balances from INR 10 Lacs to less than INR 25 Lacs 6.00%
Balances from INR 25 Lacs to less than INR 1 Crore 7.00%
Balances from INR 1 Crore to less than INR 2 Crores 6.50%
Balances from INR 2 Crore to less than INR 5 Crores 6.25%
Balances from INR 5 Crore to less than INR 10 Crores 6.00%

Please note:
  • Savings Account interest will be calculated on a daily basis & paid at monthly intervals (i.e. at the end of each month).
  • Interest rates mentioned are applicable for the incremental balances that are present corresponding to the amount slab mentioned.
  • **For Savings Account Interest Rates on incremental balances of INR 10 Crores & above, please contact your Branch or Relationship Manager.
  • For example: If the total balance is INR 5 Crores, then the following grid will be applicable:
    • For balances of INR 1 to INR 99,999  : 3.50%
    • For incremental balances of INR 1 Lac to INR 9,99,999  : 5.00%
    • For incremental balances of INR 10 Lacs to INR 24,99,999  : 6.00%
    • For incremental balances of INR 25 Lacs to INR 1 Crore : 7.00%
    • For incremental balances of INR 1 Crore to INR 2 Crores : 6.50%
    • For incremental balances of INR 2 Crore to INR 5 Crores : 6.25%
    The above stated Savings Account interest rates are subject to change without prior notice.