Open Instant Digital Savings Account with Video KYC

Digital Savings Account Features and Benefits

Features of AU Digital Savings Account

High-interest rates: Earn up to 7.25%* p.a. on your Savings Bank Account & receive monthly interest payouts. For details, visit Savings Account Interest Rates
Domestic Airport Lounge Access: Get access to domestic airport lounges by flashing your Debit Card
(Effective 1st July 2024, complimentary lounge access benefit given to RuPay Platinum International Debit Card is withdrawn.)
No minimum balance: No need to worry about fines for failing to maintain a minimum average balance.
Feature-rich Debit Card: Get a Rupay Platinum Debit Card providing purchase protection, enhanced insurance coverage, and exciting offers and discounts across leading brands in India
State-of-the-art Digital Banking: Enjoy 24x7 access to your funds through AU 0101 App/NetBanking. What’s more, you can even book flights, hotels, recharge your mobile, and apply for a host of products and services.
Extended banking hours: Worried about visiting your branch post 4 pm? Worry not! Enjoy extended banking hours and visit any AU Small Finance Bank branch till 6 pm^.
Tap & Go: A contactless Debit Card allows you to make transactions up to INR 5,000 in India without the need to enter a PIN.

Benefits of AU Digital Savings Account

Banking at your convenience: Visiting a branch is old school; Now get all your banking transactions & other service requests executed from the convenience of your home with the help of our Video Banking facilities.
24x7 online transactions: Make online transactions, such as utility bill payments and mobile recharges, at any time, instantly.
Paperless banking: Enjoy the convenience of depositing funds into your account without the hassle of using a deposit slip.
Wide range of products & services: Our wide array of products include Lockers, Demat, Mutual Funds, Loans & Insurance. We are a one-stop-shop for all your needs!
Free of charge fund transfers: Enjoy free unlimited RTGS/NEFT fund transfers through our digital channels.

* Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.

^Not applicable in some select locations. To know your branch timings, click here.

Fees & charges of AU Digital Savings Account

We, India's best Small Finance Bank, believe in complete transparency and provide you with a list of charges for the services we offer. Depending on the type of Savings Account you have opened, these include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner .

Eligibility Criteria

If you reside in India, are 18 years or above, and have the necessary KYC documents issued by the government, you can open a Savings Account with us.

Video KYC is currently available at select locations and we are expanding it soon across other locations in India.

How to apply for AU Digital Savings Account?

Video Banking: You can now open an AU Savings Account through our Video Banking service by clicking here. All you need is your PAN Card & Aadhaar Card.
Call Customer Care: You can also apply for AU Savings Account by calling our customer care number 1800-1200-1200.