AU Abhi Saving Account

Get the benefit of an Instant Savings Account with AU ABHI ! You can open a ABHI Savings account on or on the AU Bank's ABHI App* (available on Google Playstore) by using your Aadhaar number & PAN details. Please note this account is available to all resident individuals. Apply Now

Key Features

With the AU ABHI Savings account, you can enjoy the following features & conveniences.

  • Earn interest of up to 6.4%* p.a. in your AU ABHI Savings Account
  • Zero minimum balance requirement
  • Free online transfers (IMPS, NEFT and RTGS)
  • a Virtual RuPay Debit Card which provides you with a convenient and secure mode for carrying out your online transactions.

“*on balances over INR 10 lakhs & above

Eligibility Criteria

  • You need to be 18 or more years of age
  • You need to have your Aadhaar and PAN
  • Should not have an existing relationship with AU Small Finance Bank

How to apply?

In just 4 simple steps, you can open your AU ABHI Savings Account!

Step 1 –  Visit   or download the AU ABHI App from Google Play Store  Click here

Step 2 – Enter your Mobile number, Aadhaar number, mailing address & PAN

Step 3 – Help us with your Foreign Account Tax Compliance Act (FATCA) declaration, as applicable

Step 4 – Provide your account’s nominee details 

After completing the above steps, you would have successfully opened your AU ABHI Savings Account! Your Account and virtual Debit Card details will now appear, which you may save for further reference.


Click here

Terms & Conditions

Click here to download

How to generate virtual debit card PIN and register for Internet/Mobile banking

Click here

Open your AU ABHI account through WhatsApp

At AU Small Finance Bank we want to make banking as convenient as chatting with someone you trust. Hence, we now give you, our customers, the chance to securely start your banking relationship with us through WhatsApp.

A first of a kind development, we offer the benefits of:

  1. Chat Banking – Account onboarding experience through chat
  2. High security of your banking information
  3. An account opening process that takes just 3 minutes, using your Mobile, Aadhaar & PAN.

To open your account with us, all you need to do is :

  1. Give a Missed Call on +91 8422992273 OR Click here to initiate the WhatsApp conversation
  2. You will receive an opt in confirmation on SMS, while a conversation on WhatsApp will be initiated
  3. Provide Aadhaar number, PAN, and other required details for completing account opening.