AU ABHI - Instant Savings Account With Virtual Debit Card - AU Small Finance Bank
AU Bank

AU Abhi Savings Account The new age instant savings account

About Abhi Savings Account

    ABHI is AU Bank’s new age instant Savings Account! You can open an ABHI Savings Account on or on  AU Bank's ABHI App* by using your Aadhaar number & PAN details. Please note this account is available to all resident individuals.

    *Only for Android Users

    To download AU Bank’s Abhi App from Google Play Store, click here

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  • Earn high interest on your AU ABHI Savings Account (*on balances over INR 10 lakhs & above)
  • Zero minimum balance requirement
  • Free online transfers (IMPS, NEFT and RTGS)
  • Avail the AU Abhi Savings Account’s Virtual RuPay Debit Card which provides you with a convenient and secure mode for carrying out your online transactions.
Please go through the Schedule of Charges for further details.

Eligibility Criteria

  • You need to be 18 or more years of age
  • You need to have your Aadhaar and PAN
  • You should not have an existing relationship with AU Small Finance Bank

How to apply?

In just 4 simple steps, you can open your AU ABHI Savings Account!

Step 1 –  Visit   or download the AU ABHI App from Google Play Store  Click here

Step 2 – Enter your mobile number, aadhaar number, mailing address & PAN

Step 3 – Help us with your Foreign Account Tax Compliance Act (FATCA) declaration, as applicable

Step 4 – Provide your account’s nominee details

After completing the above steps, you would have successfully opened your AU ABHI Savings Account! Your Account and virtual Debit Card details will now appear, which you may save for further reference.

Open your AU ABHI account through WhatsApp

At AU Small Finance Bank we want to make banking as convenient as chatting with someone you trust. Hence, we now give you, our customers, the chance to securely start your banking relationship with us through WhatsApp.

A first of a kind development, we offer the benefits of:

  1. Chat Banking – Account onboarding experience through chat
  2. High security of your banking information
  3. An account opening process that takes just 3 minutes, using your Mobile, Aadhaar & PAN.

To open your account with us, all you need to do is:

  1. Give a missed call on +91 8422992273 OR Click here to initiate the WhatsApp conversation
  2. You will receive an OTP in confirmation on SMS, while a conversation on WhatsApp will be initiated
  3. Provide Aadhaar number, PAN, and other required details for completing account opening.


Click here

Terms & Conditions

Click here to download

How to generate virtual debit card PIN and register for Internet/Mobile banking

Click here

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