Aarambh Savings Bank Account

Aarambh is AU Small Finance Bank’s flagship Savings Account variant and is aimed at providing you with a 'holistic' and 'hassle-free' banking experience

Service Packages

The Aarambh Savings Account is available as a standalone account. For further details on the features offered, please refer the Schedule of Charges (SOC) of Aarambh Savings Account Click here

Schedule of Features & Charges

A few salient features offered with the AARAMBH Savings Account, are as follows

  • Enjoy transacting with the Domestic RuPay Classic Debit Card.
  • Avail multiple Insurance benefits with your Debit Card such as card liability insurance, purchase protection and personal accident cover. To view all offers and features of the Debit card, please Click here

Please go through Schedule of Charges for the Aarambh Savings Account for further details Click here

Added Advantages

  • Get a Privileged experience across our strong and rapidly growing branch & ATM network spread across 10 states.
  • 24 x 7 true Anywhere Banking through our Phone Banking, Mobile Banking and Internet Banking services.
  • Extended Banking hours to enhance your AU banking experience.
  • Convenience personified as no Deposit Slips required.
  • Avail the Demand Draft, NEFT, RTGS, IMPS & Funds Transfer facilities, for added convenience.
  • Transact with the RuPay Classic Debit Card and avail a variety of offers.
  • Your Debit Card also comes to you with a host of added Insurance benefits. To view all offers and features of the Debit card, please Click here

BSBDA and BSBDA Small Accounts

In accordance to the guidelines issued by RBI (Reserve Bank of India), AU Small Finance Bank also offers the Basic Savings Bank Deposit Account (BSBDA) and the BSBDA Small account to its customers.

Mentioned below are a few inclusions in the BSBDA account:

  • RuPay Classic Debit Card.
  • NIL minimum account balance requirement.
  • No annual fee for the Debit Card.

The BSBDA account if opened with simplified documentation the account will be offered as a ‘BSBDA Small’ Account

  • As per the stipulations laid down by RBI, the BSBDA Small account comes with the following limitations:
    • Total credits in such accounts cannot exceed INR 1 Lac in a year.
    • Maximum balance in the account should not exceed INR 50,000/- at any time.
    • The total of debits by way of cash withdrawals and transfers will not exceed INR 10,000/- in a month.
    • Remittances from abroad cannot be credited to Small Accounts without completing normal KYC (Know Your Customer) documentation formalities.

Top 3 Features

Higher Interest Rates

Earn more with higher balances in your Savings Account. For applicable Savings Account Interest Rates, please Click here

Monthly Interest Payout

Multiply your money with Monthly Interest Payout in your Savings Account.

Nil Balance Requirement

AU Small Finance Bank’s base Savings Account variant comes with a NIL balance requirement.