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AU Royale Account

IT'S ALL ABOUT YOU!

Discover a World of Supreme Benefits for you and your family

About the AU Royale Program

    Well-managed finances are a sign of a financially secure life. For those who want to bring stability to their money management, our AU Royale Account can be the first step towards success. AU Royale Account is here to look into and take care of all your personal banking needs. Family banking, high-interest rates & monthly interest payouts, domestic airport lounge access, monthly cashback, welcome and joining benefits etc., are some perks you get with this account from India's best Small Finance Bank.

Features of AU Royale Account

  • High-interest rates: Earn up to 7%* on your Savings Account & receive monthly interest payouts into your account.
  • Dedicated Relationship Manager: Enjoy the services of a dedicated Relationship Manager who will act as your single point of contact across your entire family.
  • Exclusive Delights: Allow us to spoil you. Enjoy the following as a privileged member of AU Royale:
    • 1% Monthly Cashback (up to INR 200/- on a minimum Debit Card spend of INR 2,500 p.m. (non-fuel spends only).
    •  2 free movie tickets per month through BookMyShow!
    •  Enjoy 8 complimentary domestic airport lounge access per year (2 visits per quarter). Click here for the lounge list.
  • Milestone benefits:  Get vouchers up to INR 4,750 on achieving annual spends target on your AU Royale Debit Card. For more details, please click here.
  • Family Banking Program: Integrate the personal account of at least six other family members and ensure that their personal banking needs are taken care of.
  • Preferential pricing: Get a 75% discount on locker rentals, preferential rates on Forex, and no annual maintenance charges for your Demat Account.
  • Lowest cross-currency mark-up: Get up to 1.5% on international merchant purchases and the ability to withdraw money from international ATMs. 
  • State-of-the-art Digital Banking: Instant access to your funds through AU 0101 App or AU 0101 NetBanking. What’s more, you can even book flights, hotels & cabs, recharge your mobile, and apply for a host of products and services.
  • Exclusive joining benefits: Get Amazon vouchers up to INR 1250** as an onboarding privilege for the below transactions:
    • INR 250 Amazon voucher for the first Debit Card purchase transaction (online or POS) of minimum INR 1,000.
    • INR 100 Amazon voucher for the first bill payment via AU 0101 App/NetBanking of minimum INR 500.
    • INR 250 Amazon voucher for the first Scan and Pay via AU 0101 transaction of minimum INR 1000.
    • INR 250 Amazon voucher on simply completing online Investment account registration
    • INR 250 Amazon voucher for booking your first FD (minimum INR 50,000) or RD (minimum INR 2000), minimum tenure – 6 months.
    • INR 150 Amazon voucher for FASTag issuance with load of INR 500

Click here for T&Cs

 

Benefits of AU Royale Account

  • Power-packed Debit Card: Get a complimentary VISA Signature Debit Card with offers of up to INR 50,000, welcome benefits of up to INR 10,000, along with higher withdrawal limits & enhanced insurance coverage. For welcome benefits (offers), please click here.
  • Banking at your convenience: Visiting a branch is old school. No need to visit a branch; now get all your banking transactions & other service requests executed from the comfort of your home with our Video Banking facilities.
  • Wide range of products & services: Our wide array of products include lockers, Demat 2-in-1 Account, Mutual Funds, Insurance, asset products & insurance. We are a one-stop-shop for all your needs!
  • Seamless banking: Experience an exclusive Royale Service desk at our branch for priority processing and get priority access to our phone banking services.
  • Beyond banking: Stay updated on the latest happenings with our monthly newsletter.
 

Eligibility for AU Royale Account

  • The applicant needs to be a resident of India.
  • The applicant must have a Savings Account with AU Bank. 
  • The applicant and/or the entire family linked to a group must maintain a cumulative average monthly balance more than INR 1,00,000 in your Savings Account.

#Video KYC is currently available at select locations and we are expanding it soon across other locations in India.

 

How to apply for the AU Royale Account?

You can apply for the AU Royale Account by reaching out to us in whichever way you feel comfortable:
  • Video Banking: You can now open an AU Royale Savings Account through our Video Banking service by clicking here. All you need is your PAN Card & Aadhaar Card.
  • Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.
  • Call Customer Care: You can also apply for AU Royale Savings Account by calling our customer care number at 1800-1200-1200.
 

Service Fees for AU Royale Account 

As India's largest Small Finance Bank, we believe in complete transparency and provide you with a list of charges for the services offered. These include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
 

Documents Required for AU Royale Account

  • Application form
  • Recent colored photograph.
  • KYC documents such as passport, Voter ID, or Aadhaar card, and address proof, like driving license or utility bills.
 

Recommended products:

AU Platinum Account

 

FAQs

 

Q1. What is AU Royale?

AU Royale is AU Bank’s flagship program that brings you and your loved ones a world of lifestyle benefits with unparalleled value. This program entitles you to a distinctive AU Royale Debit Card, with benefits like 2 free movie tickets, monthly cashback of 1% on spends and 2 airport lounge access opportunities per quarter. Plus, you get delightful pricing benefits on Demat 2-in-1 Account, Lockers, and a Relationship Manager who takes care of all your financial needs. What’s more, your chequebook and Debit Card are specially branded, just the way our Royale customers are special to the Bank.

Q2. What does family grouping mean in AU Royale?

A group in an AU Royale program is defined as a family of blood relationships such as parents, children, spouse, siblings, grandparents, and grandchildren. All family members are entitled to the same benefits. A maximum of 6 members are allowed in a group.

Q3. What is the balance requirement for maintaining AU Royale and what happens if in case the balance falls below the required limit?

A customer needs to maintain INR 1 Lac Average Monthly Balance in Savings accounts across all family members. Failure to meet balance criteria could lead to applicable charges being levied. For more information on the same, kindly refer to the AU Royale Service Fee Reckoner

Q4. On what Debit Card transactions will I get cashback?

A customer will get 1% cashback on all transactions except those done for Fuel. Fuel transactions will be identified basis the tagging of the respective Merchant Category Code. A minimum monthly spend of INR 2500 will need to be done to be eligible for this cashback.
 

For offer vouchers, please click here

For offer related T&C's please click here

*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.

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