Gateway to Digital Life. Download AU 0101.

Group Care 360

Apply Now for group care

First & Last Name
Mobile Number
Email ID
City
Captcha
12 + 15

Key Features:

  1. Unlimited e- Consultation with Doctor (General Physician).
  2. Hospicash of Rs.1,000 for 30 days in a policy year.
  3. Personal Accident Cover up to Rs.10 Lacs of Sum Insured.
 
Hospicash: It is also known as Daily Cash Allowance, it enables customers to get an amount, as mentioned in the Certificate of Insurance for each day that the person is hospitalized. A zero-day deductible essentially means that customer is entitled to receive the amount mentioned from the first day of hospitalization.
If a person has a HospiCash coverage of INR 1000 & is hospitalized for 7 days, the customer is eligible to be paid INR 7000 upon discharge by the insurer in form of reimbursement. Please note that the benefit is only applicable for up to 30 days in a policy year.
 
Personal Accident: Anyone enrolled under this scheme is eligible to receive a fixed payout up to the amount mentioned in the Certificate of Insurance under the following 3 circumstances :
  1. Accidental death - Should a person perish in an accident (or due to the accident within 12 months of the injury causing accident) they will be paid the amount mentioned in the Policy Document ( Sum Insured of 10 Lacs ).
  2. Permanent Total disability - Should a person suffer Permanent Total disability due to an accident (or within 12 months from the same injury), they become eligible to get a payment up to the amount mentioned in the Policy Document ( Sum Insured up to 10 Lacs ).
  3. Permanent Partial disability- Should a person suffer Permanent Partial disability due to an accident (or within 12 months from the same injury), they become eligible to get a payment up to the amount mentioned in the Policy Document ( Sum Insured up to 10 Lacs ).

Unlimited Tele- Consultation with Doctor: As a benefit of enrolment, customers can avail unlimited tele-consultations from a General Physician over Call or Video Call from the Care Health Insurance Ltd App. Post the consultation, the customer can also retrieve his prescription as the same is uploaded by the General Physician in the chat with customer.

 

FAQs

 

Q1. Who all are covered under this policy?

The cover is an individual type meaning only one person is covered in the policy. It is a cover for self, meaning only the person with their name on the Certificate of Insurance is covered

Q2. How do I avail my Accident Cover Benefits?

The Personal Accident cover is payable if the insured suffers an accident that leads to the death or disability within twelve months of the accident due to the same injury causing event

Q3. How will the Insurer settle my claims?

Since both, HospiCash & Personal Accident Cover are a fixed benefit payout, i.e, a predetermined amount payable to the customer, the insurer will verify the legitimacy of the claim & documents before giving a reimbursement payout to the customers
 

Disclaimers

Insurance is a subject matter of solicitation. CIN: U66000DL2007PLC161503 UIN: RHIHLGP20126V011920

IRDAI Registration Number - 148

Read More

Blogs & Articles