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Meet short-term financial needs such as travel, education, home renovation, wedding, etc.
Choose a tenure between 12-60 months for repayment in easy monthly installments
Enjoy competitive interest rates throughout the repayment period
Dreams make life worth living. They push you to work harder and achieve the goals you set for yourself - whether it is taking an exotic holiday, buying a luxurious home, or purchasing the latest gadgets. And having the right financial backing is equally important to turn dreams into reality.
We help you do this with our flexible and easy-to-get Personal Loan offerings. We provide a comprehensive range of Personal Loans that you can access with minimal documentation. From attractive interest rates to quick disbursal, we can help fast-track your Personal Loan requirements and help you fulfill every dream you set your heart on.
With feature-rich Personal Loans from us, you spend less time with endless processes and approvals and more on living your dreams. Our Personal Loans offer a host of features and hence, continue to be the top choice for existing and new customers. These include:
We offer the best Personal Loans designed to take care of your immediate financial needs and help you realize your life goals.
Applying for a Personal Loan with us comes with a range of benefits. These are:
When you apply for a Personal Loan with us, we make sure that you do not have to waste even a single second that can be avoided. So, take advantage of our fast loan processing and live life to the fullest.
Follow these steps to apply for a Personal Loan.
Alternatively, you can visit our nearest branch to complete the Personal Loan application formalities with assistance from our experienced and friendly staff.
A Personal Loan is a form of unsecured loan offered by various financial institutions to individuals or companies to meet their immediate financial needs. You may avail of a Personal Loan with minimal documentation without having to pledge collateral or security. You have the liberty to use the funds from the Personal Loan for any purpose, for example, high-ticket purchases, debt consolidation, etc.
There is no restriction on the purpose for which you may use the Personal Loan. For example, you may get a Personal Loan to consolidate debt, make home renovations, make expensive purchases, medical emergencies, wedding expenses, travel expenditures, finance children’s education, or even invest elsewhere. Irrespective of the purpose of the Personal Loan funds, you must abide by the repayment schedule and make your monthly installment payments on time.
The easiest method to avail of a Personal Loan that is disbursed immediately is to apply for it online. This form of Personal Loan application is convenient. Check your Personal Loan eligibility on AU 0101 and proceed to the next steps of online form filling. If you are unsure of your affordability factor, you may also check the Personal Loan EMI using the Online EMI Calculator available on the website of most financial institutions.
As soon as the formalities and documentation steps are completed, the lender initiates a verification process. On completion, the Personal Loan is immediately disbursed to your registered bank account.
A Personal Loan is more or less like most types of loans. Once you fill up and submit the application as well as the required documents, the lender checks your creditworthiness and proceeds towards approving or rejecting your request for a Personal Loan. If the request is accepted, you will receive a confirmation letter along with an agreement and a repayment schedule. On duly signing and accepting the details, the lender will transfer the approved funds to your registered bank account.
You are free to use the Personal Loan funds in any way you like. However, you should stick to the repayment schedule and fulfill your monthly installments on time.
