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We, at AU Small Finance Bank, aspire to bridge the gap between your dream home and reality. We have tailor-made Loans for the customers who wish to buy land and want to construct the house of their dreams. We provide speedy approvals, competitive rates, easy process, and minimum paperwork.
Our relationship officers will guide you through the Home Loan application procedure. They also provide guidance regarding the selection of the right Home Loan mix to the calculation of suitable Home Loan EMI value and tenure. Apart from guiding you through the Home Loan application procedure, we also provide excellent post-disbursement services.
| Purpose | Documents |
|---|---|
| Identity, age and address proof | 1. Valid Passport 2. Voter ID Card 3. Aadhaar Card 4. PAN card 5. Valid Driving License For the complete list of acceptable KYC documents, please contact the nearest AU Small Finance Bank branch |
| Income proof |
Salaried
1. Salary Slips/ Bank Statements/ Form-16 2. Salary Certificate (cash salaried cases) Self-Employed 1. IT Returns and/ or Financial Statements of last 3 years And/ Or
2. Informal Income Documents |
| Other documents | 1. Application form with photograph duly signed 2. Processing fee cheque 3. Proof of business existence 4. Last 6 months bank statements |
| Property related documents | 1. Title deeds of the plot 2. Proof of no encumbrances on the property 3. Copy of the plans, approved by the Local Authorities 4. Construction estimate by an Architect / Civil engineer |
Please go through the Schedule of Charges for further details.
Know more about the different types of Home Loans we offer.
Click here for FAQs.
Make an informed decision regarding taking a Home Loan by using our Home Loan calculator here.
