Avail our Home Purchase Loan at more than 400 branches.
About Land Purchase & Construction Loan
AU Bank aspires to bridge the gap between your dream home and reality. We have loans tailor-made for the customers who wish to buy a land and want to construct the house of their dreams. Avail a loan that comes with speedy approvals, competitive rates, easy process and minimum paperwork.
Highest Home Loan eligibility so that you can build a good home for yourself
Different modes for payment available
Experienced staff to provide doorstep services
Quick processing and disbursal of loans
Features
Attractive rate of interest
Available for non-income proof customers
Flexible Home Loan scheme
Easy, minimal documentation
No hidden charges
Doorstep servicing for a convenient banking experience
Choice of tenure
Free and safe document storage
Easily available in rural India
Other Information:
Minimum loan – 2 lakh
Tenure – upto 20 years
Suited for - salaried and self-employed
List of Documents
Purpose
Documents
Identity, age and address proof
1. Valid Passport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License
For the complete list of acceptable KYC documents, please contact nearest AU Bank branch
Income proof
Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary Certificate (cash salaried cases) Self-Employed
1. IT Returns and/ or Financial Statements of last 3 years and/ or
2. Informal Income Documents
Other documents
1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements
Property related documents
1. Title deeds of the plot
2. Proof of no encumbrances on the property
3. Construction estimate by an architect/ civil engineer
