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Land Purchase and Construction Loan

Buy a land and construct your house

Land Purchase & Construction Loan

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Top Features Of Land Purchase & Construction Loan

About Land Purchase & Construction Loan

    AU Bank aspires to bridge the gap between your dream home and reality. We have loans tailor-made for the customers who wish to buy a land and want to construct the house of their dreams. Avail a loan that comes with speedy approvals, competitive rates, easy process and minimum paperwork.

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Eligibility for Land Purchase & Construction Loan

  • Applicant should be a resident of India
  • Applicant should be at least 18 years of age to be considered eligible for the loan
  • Applicant’s age should not exceed 75 years at the time of loan maturity
  • Minimum tenure for which Home Loan can be availed is one year
  • Maximum tenure for which Home Loan can be availed is 20 years
  • Minimum loan amount that can be provided is Rs 2 lakh
  • Maximum loan amount that can be provided is Rs 10 lakh

Benefits of Plot Purchase & Construction Loan

  • Wide branch network
  • Tax benefit on AU Bank Home Loan: Section 24, 80EE & 80C
  • Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
  • Highest Home Loan eligibility so that you can build a good home for yourself
  • Different modes for payment available
  • Experienced staff to provide doorstep services
  • Quick processing and disbursal of loans


  • Attractive rate of interest
  • Available for non-income proof customers
  • Flexible Home Loan scheme
  • Easy, minimal documentation
  • No hidden charges
  • Doorstep servicing for a convenient banking experience
  • Choice of tenure
  • Free and safe document storage
  • Easily available in rural India

Other Information:
Minimum loan – 2 lakh
Tenure – upto 20 years
Suited for - salaried and self-employed

List of Documents

Purpose Documents
Identity, age and address proof 1. Valid Passport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License
For the complete list of acceptable KYC documents, please contact nearest AU Bank branch
Income proof Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary Certificate (cash salaried cases)
1. IT Returns and/ or Financial Statements of last 3 years and/ or
2. Informal Income Documents
Other documents 1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements
Property related documents 1. Title deeds of the plot
2. Proof of no encumbrances on the property
3. Construction estimate by an architect/ civil engineer
Please go through the Schedule of Charges for further details.


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