Easy Process And Best In Class Services
Pradhan Mantri Aawas Yojna – Credit Linked Subsidy Scheme
Interest subsidy upto 6.5%* p.a.
Wide Distribution Network
| Purpose | Documents |
|---|---|
| Identity, age and address proof | 1. Valid Passport 2. Voter ID Card 3. Aadhaar Card 4. PAN card 5. Valid Driving License For the complete list of acceptable KYC documents, please contact nearest AU Bank branch |
| Income proof | Salaried 1. Salary Slips/ Bank Statements/ Form-16 2. Salary Certificate (cash salaried cases) Self-Employed 1. IT Returns and/ or Financial Statements of last 3 years and/ or 2. Informal Income Documents |
| Other documents | 1. Application form with photograph duly signed 2. Processing fee cheque 3. Proof of business existence 4. Last 6 months bank statements |
| Property related documents | 1. Title deeds of the plot 2. Proof of no encumbrances on the property 3. Construction estimate by an architect/ civil engineer |
In 2016, after the demise of her husband and two sons, Hema took charge of her husband’s Motor Driving School. AU Bank transferred the car loans in her name and provided support when Hema needed it the most. After one year, Hema became independent and her business is running better then before. She is also providing employment to four drivers in her Motor Driving School.
AU Bank was very quick. The customer service was very cheerful and helpful there. They sort everything very nicely.
Raju Bhai a progressive farmer who hails from a village near Ahmedabad had understood that dependence on agriculture alone for livelihood will never be enough to fend for his family. AU Bank extended support and gave wings to his aspirations by catering to his financial requirements.
Raju Bhai is earning handsome surplus, besides the income from his agriculture income. He has a well-settled pick-up vehicle business with three vehicles and two drivers who are paid 8000 each.
Shankar Lal Yadav wanted to give more time to his differently-abled son but his job did not allow that. His monthly income of Rs 8,000 - 10,000 was also not enough to support his family. AU offered him a hassle-free vehicle loan and within a week he was driving 30 students to-and-fro from school. The new source of livelihood has raised the family income by three times.
