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Home Purchase Loan

Owning a house just got easier

Apply For Home Purchase Loan

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Top Features Of Home Purchase Loan

About Home Purchase Loan

    Owning a house just got easier with AU Bank Home Purchase Loan. With speedy approvals, competitive rates, easy processing and minimum paperwork, we help you bring close to your dreams of buying a new house in an easy and hassle-free manner. We offer Home Purchase Loans for flat, house or bungalow from builders or Development Authorities as well as resale properties.
    Our Relationship Officers will guide you through the Home Loan application procedure. They also provide guidance regarding the selection of right home loan mix for the calculation of suitable Home Loan EMI value and tenure. Apart from guiding you through the Home Loan application procedure, we also provide excellent post-disbursement services.

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Eligibility for Home Purchase Loan

  • Applicant should be a resident of India
  • Applicant should be at least 18 years of age to be considered eligible for the loan
  • Applicant’s age should not exceed 75 years at the time of loan maturity
  • Minimum tenure for which Home Loan can be availed is one year
  • Maximum tenure for which Home Loan can be availed is 20 years
  • Minimum loan amount that can be provided is Rs 2 lakh

Benefits of Home Purchase Loan

  • Wide branch network
  • Tax benefit on AU Bank Home Loan: Section 24, 80EE & 80C
  • Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
  • Highest Home Loan eligibility so that you can build a good home for yourself
  • Different modes for payment available
  • Experienced staff to provide doorstep services
  • Quick processing and disbursal of loans

Features of Home Purchase Loan

  • Attractive rate of interest
  • Available for non-income proof customers
  • Flexible home loan scheme
  • Easy, minimal documentation
  • Doorstep servicing for a convenient banking experience
  • No hidden charges
  • Choice of tenure
  • Free and safe document storage
  • Easily available in rural India

List of Documents

Purpose Documents
Identity, age and address proof 1. Valid Passport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License
For the complete list of acceptable KYC documents, please contact nearest AU Bank branch
Income proof Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary Certificate (cash salaried cases)
1. IT Returns and/ or Financial Statements of last 3 years and/ or
2. Informal Income Documents
Other documents 1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements
Property related documents 1. Title deeds of the plot
2. Proof of no encumbrances on the property
3. Construction estimate by an architect/ civil engineer
Please go through the Schedule of Charges for further details.
Know more about different types of Home Loans


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