Avail our Home Purchase Loan at more than 400 branches.
About Home Purchase Loan
Owning a house just got easier with AU Bank Home Purchase Loan. With speedy approvals, competitive rates, easy processing and minimum paperwork, we help you bring close to your dreams of buying a new house in an easy and hassle-free manner. We offer Home Purchase Loans for flat, house or bungalow from builders or Development Authorities as well as resale properties.
Our Relationship Officers will guide you through the Home Loan application procedure. They also provide guidance regarding the selection of right home loan mix for the calculation of suitable Home Loan EMI value and tenure. Apart from guiding you through the Home Loan application procedure, we also provide excellent post-disbursement services.
Highest Home Loan eligibility so that you can build a good home for yourself
Different modes for payment available
Experienced staff to provide doorstep services
Quick processing and disbursal of loans
Features of Home Purchase Loan
Attractive rate of interest
Available for non-income proof customers
Flexible home loan scheme
Easy, minimal documentation
Doorstep servicing for a convenient banking experience
No hidden charges
Choice of tenure
Free and safe document storage
Easily available in rural India
List of Documents
Purpose
Documents
Identity, age and address proof
1. Valid Passport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License
For the complete list of acceptable KYC documents, please contact nearest AU Bank branch
Income proof
Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary Certificate (cash salaried cases) Self-Employed
1. IT Returns and/ or Financial Statements of last 3 years and/ or
2. Informal Income Documents
Other documents
1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements
Property related documents
1. Title deeds of the plot
2. Proof of no encumbrances on the property
3. Construction estimate by an architect/ civil engineer
