Avail our Land Home Purchase Loan at more than 400 branches.
About Home Construction Loan
Now construct your dream home with AU Bank’s Home Construction Loan. With speedy approvals, competitive rates, easy process and minimum paperwork, we help bring you closer to your dreams of constructing a new house in an easy and hassle-free manner.
Highest Home Loan eligibility so that you can build a good home for yourself
Different modes for payment available
Experienced staff to provide doorstep services
Quick processing and disbursal of loans
Features of Home Construction Loan
Attractive rate of interest
Available for non-income proof customers
Flexible Home Loan scheme
Easy, minimal documentation
No hidden charges
Doorstep servicing for a convenient banking experience
Choice of tenure
Free and safe document storage
Easily available in rural India
Minimum loan – 2 lakh
Tenure – upto 20 years
Suited for - salaried and self-employed
List of Documents
Identity, age and address proof
1. Valid Passport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License
For the complete list of acceptable KYC documents, please contact nearest AU Bank branch
1. Salary Slips/ Bank Statements/ Form-16
2. Salary Certificate (cash salaried cases) Self-Employed
1. IT Returns and/ or Financial Statements of last 3 years and/ or
2. Informal Income Documents
1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements
Property related documents
1. Title deeds of the plot
2. Proof of no encumbrances on the property
3. Construction estimate by an architect/ civil engineer
In 2016, after the demise of her husband and two sons, Hema took charge of her husband’s Motor Driving School. AU Bank transferred the car loans in her name and provided support when Hema needed it the most. After one year, Hema became independent and her business is running better then before. She is also providing employment to four drivers in her Motor Driving School.
Owner - Motor Driving School
AU Bank was very quick. The customer service was very cheerful and helpful there. They sort everything very nicely.
Manohar Singh Rajawat
Raju Bhai a progressive farmer who hails from a village near Ahmedabad had understood that dependence on agriculture alone for livelihood will never be enough to fend for his family. AU Bank extended support and gave wings to his aspirations by catering to his financial requirements.
Raju Bhai is earning handsome surplus, besides the income from his agriculture income. He has a well-settled pick-up vehicle business with three vehicles and two drivers who are paid 8000 each.
Owner - Pick-up Vehicle
Vikas Soni, a teenager from Navalagarh — a small town in Rajasthan, has seen the hardships his father underwent to raise a family. The agricultural income was never enough to feed the family of 12 members.
All of 14, he dropped out of school and started working as a labourer. He tried his hands at selling milk and other avenues for income generation, but did not succeed. However, it did not dampen his spirits. “AU helped me when I decide to buy a pick-up van for my business in 1999,” says Vikas.
Since then there was no looking back for this progressive man. Today, Vikas owns 3 pick-up vans, runs an event management business, where he supplies flowers and makes music arrangements (DJ) at weddings, hotels and other events in and around his village.
Today, he is financially independent and is doing well.