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About Chola Super Top-up Insurance
Worried of your policy sum insured getting exhausted? Taking another health insurance is getting too expensive? Chola MS cares for your mental peace and presents Chola Super Top-Up Insurance - an insurance plan with low premium but high coverage. Just by paying a part of the standard health insurance premium, you get complete coverage. It is a top - up plan that provides coverage for higher medical expenses for families on a floating sum insured based or on individual sum insured. It is available in two variants:
- Supreme Plan
- Premiere Plan
- FAMILY COVER: Covers entire family including parents-in-law and siblings
- AFFORDABLE PREMIUM: Wide deductible options to make the premiums more affordable
- NO HEALTH CHECK-UP: No pre-policy health check-up before 55 years of age
- ENTRY AGE: 3 months - 70 years
- LONG TERM POLICY: Up to 3 years at inception
What is covered?
- In patient hospitalisation expenses
- Emergency ambulance expenses
- Day-care procedures
- Domiciliary hospitalisation
- Pre-hospitalisation expenses 60 days (applicable only for Supreme variant)
- Post-hospitalisation expenses 90 days (applicable only for Supreme variant)
- AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homeopathy) coverage expenses
What is not covered?
- Initial Waiting Period: 30 days for all illnesses (not applicable on renewal and for accidents)
- Waiting period of 12 months for treatment of listed diseases
- Pre-Existing Disease (PED): Benefits not available for pre-existing condition(s) until 36 and 48 consecutive months of continuous coverage for Supreme and Premiere respectively
- Any act of intentional self-injury or attempted suicide
- War, hostilities whether war declared or not
- Vaccination or inoculation and immunisations (except in case of post-bite treatment)
For detailed list of exclusions, please refer to the policy wordings on our website
Claim Process (Cashless and Reimbursement)
Reach us on our Toll-Free number (1800-208-5544) to register your claim. Don't worry, we will guide you through the rest.
Why Chola MS?
- 24x7 phone & email support
- Large network of cashless hospitals
- Unlimited claims, until the sum insured is exhausted
- Quick & hassle-free claims
The insurance products offered here are underwritten by Cholamandalam MS General Insurance Company Limited. Please seek the advice of your insurance advisor if you require any further information or clarification. The advertisement contains only an indication of cover offered.