Chola Super Top-up Insurance

About Chola Super Top-up Insurance

Worried of your policy sum insured getting exhausted? Taking another health insurance is getting too expensive? Chola MS cares for your mental peace and presents Chola Super Top-Up Insurance - an insurance plan with low premium but high coverage. Just by paying a part of the standard health insurance premium, you get complete coverage. It is a top - up plan that provides coverage for higher medical expenses for families on a floating sum insured based or on individual sum insured. It is available in two variants:

Supreme Plan
Premiere Plan

Benefits:

FAMILY COVER: Covers entire family including parents-in-law and siblings
AFFORDABLE PREMIUM: Wide deductible options to make the premiums more affordable
NO HEALTH CHECK-UP: No pre-policy health check-up before 55 years of age
ENTRY AGE: 3 months - 70 years
LONG TERM POLICY: Up to 3 years at inception

What is covered?

In patient hospitalisation expenses
Emergency ambulance expenses
Day-care procedures
Domiciliary hospitalisation
Pre-hospitalisation expenses 60 days (applicable only for Supreme variant)
Post-hospitalisation expenses 90 days (applicable only for Supreme variant)
AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homeopathy) coverage expenses

What is not covered?

Initial Waiting Period: 30 days for all illnesses (not applicable on renewal and for accidents)
Waiting period of 12 months for treatment of listed diseases
Pre-Existing Disease (PED): Benefits not available for pre-existing condition(s) until 36 and 48 consecutive months of continuous coverage for Supreme and Premiere respectively
Any act of intentional self-injury or attempted suicide
War, hostilities whether war declared or not
Vaccination or inoculation and immunisations (except in case of post-bite treatment)

For detailed list of exclusions, please refer to the policy wordings on our website

Claim Process (Cashless and Reimbursement)

Reach us on our Toll-Free number (1800-208-5544) to register your claim. Don't worry, we will guide you through the rest.

Why Chola MS?

24x7 phone & email support
Large network of cashless hospitals
Unlimited claims, until the sum insured is exhausted
Quick & hassle-free claims

Disclaimers

Cholamandalam MS General Insurance Company Limited

(A Joint Venture between Murugappa Group & Mitsui Sumitomo Insurance Company Ltd., Japan) Regd. Office: Dare House, 2, II Floor, N.S.C Bose Road, Chennai - 600 001.

India. T: +91-44-4044 9100 | F: +91-44-4044 5550 | SMS ‘CHOLA STP’ to 56677* | E: [email protected]

Trade Logo displayed above belongs to CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED (formerly TI Financial Holdings Limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under License.

Chola Super Topup Insurance

*SMS charges as applicable

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. Terms and Conditions apply.

Prohibition of rebates 41. (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer: (2) Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees. CIN: U66030TN2001PLC047977 | IRDA Regn. No.123 | UIN: CHOHLIP21309V022021 | UAN: CMS/BANCA/AUSF/HEALTH/STP/WEBSITECONTENT/ENGLISH/DIGITAL/2780/SEPT2021

AU Small Finance Bank Limited ("AU Small Finance Bank") with registered office at 19-A, Dhuleshwar Garden, Ajmer Road,Jaipur- 302001, Rajasthan (CIN: L36911RJ1996PLC011381) is a corporate agent (Composite, IRDAI Reg No.: CA0515 valid till 30/08/2026) of Cholamandalam MS General Insurance Company Limited.

The purchase by AU Small Finance Bank’s customer of any insurance products offered by Cholamandalam MS General Insurance Company Limited is purely on voluntary basis and the policy is not a linked product of any other facility offered by AU Small Finance Bank. Tel: 1800 1200 1200 / 1800 26 66677.

The insurance products offered here are underwritten by Cholamandalam MS General Insurance Company Limited. Please seek the advice of your insurance advisor if you require any further information or clarification. The advertisement contains only an indication of cover offered.

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