Instantaneous Account Opening through Aadhaar-based authentication.
Interest Pay-OutSeamless fund transfer
Transactions at your fingertips through Internet and Mobile Banking.
Minimal Average Monthly Balance
Maintain an Average Monthly Balance of just INR 1,000/-
About Smart Saver Savings Account
Pay-as-you-go and reap the benefits of Smart Banking with nominal balance requirements
Average monthly balance of INR 1,000
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FAQs
Q1. What is the Eligibility Criteria to open a Smart Saver Savings Account?
Saving Accounts can be opened either as single holder or joint holder saving deposit or for entities:
Single holder deposits: Individuals or entities as per KYC policy of the bank
Resident individuals above 18 years of age
Minors of any age provided the account is opened through his/her natural or legally appointed guardian. Entities: As per the entities defined in bank’s KYC policy
Joint holder deposits
Jointly by 2 or more individuals or entities and any combination thereof as mentioned in the bank’s KYC policy
Q2. What is the Average Monthly Balance Requirement?
The average monthly balance is INR 1000
Q3. What are the documents required to open an account?
As per KYC norms of the bank. For account opening, an Aadhar and PAN card would suffice.
Q4. What is the frequency of Interest Payout?
Interest will be accrued on a daily basis based on end of day balances and credited to customer savings account at the end of every month.
