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Smart Saver Savings Account

Top Features of Smart Saver Savings Account

About Smart Saver Savings Account

    Pay-as-you-go and reap the benefits of Smart Banking with nominal balance requirements

    • Average monthly balance of INR 1,000
    • Silver Rupay Classic Debit Card

Silver (RuPay Classic) Debit Card with Exciting Offers

Enjoy range of benefits on your Debit Card including exciting offers across Travel, E-commerce, Entertainment, 5 free transactions per month at Non-metro and 3 free transactions at Metro ATMs. For more details click here



Q1. What is the Eligibility Criteria to open a Smart Saver Savings Account?

Saving Accounts can be opened either as single holder or joint holder saving deposit or for entities:
  • Single holder deposits: Individuals or entities as per KYC policy of the bank
    • Resident individuals above 18 years of age
    • Minors of any age provided the account is opened through his/her natural or legally appointed guardian. Entities: As per the entities defined in bank’s KYC policy
  • Joint holder deposits
    • Jointly by 2 or more individuals or entities and any combination thereof as mentioned in the bank’s KYC policy

Q2. What is the Average Monthly Balance Requirement?

The average monthly balance is INR 1000

Q3. What are the documents required to open an account?

As per KYC norms of the bank. For account opening, an Aadhar and PAN card would suffice.

Q4. What is the frequency of Interest Payout?

Interest will be accrued on a daily basis based on end of day balances and credited to customer savings account at the end of every month. 

Q5. What is the Interest Rate?

To know interest rate, click here

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