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Personal Banking > Digital Banking > Payments > Digital Transaction Limits
 

Digital Transactions Limit

    AU Small Finance Bank provides its customers with numerous ways to make payments. To safeguard our customers, we have set daily limits on transactions done from the different payment methods.

    List of payment methods and the applicable transaction limits:

1. Debit Card

Daily Cash Withdrawal limits at ATM & daily transaction limits at POS/ Online/ ecommerce for various debit cards are as below
Card Type
Card Name
Daily Transaction Limit
Personal Debit Cards
Visa Royale Debit Card
INR 400,000
Visa Platinum Debit Card
INR 200,000
RuPay Platinum Debit Card - NRO account
INR 200,000
Visa Gold Debit Card
INR 75,000
RuPay Classic Debit Card
INR 20,000
RuPay Platinum Debit Card - Student account
INR 20,000
Visa Gold Debit Card - Kids account
INR 5,000
Business Debit Cards
Visa Business Platinum Debit Card
INR 200,000
Visa Business Gold Debit Card
INR 100,000
 
Login to manage your transaction limits.
 

2. AU 0101 App & NetBanking

Now transfer funds from your AU Small Finance Bank account to any other account 24x7 & even on bank holidays with AU 0101 App & NetBanking.

Daily transaction limits for various fund transfers are as below.

Transaction Type
Daily Transaction Limit
Fund Transfer to newly added Payee (first 3 hours)
INR 50,000
One Time Transfer
INR 50,000
UPI
INR 100,000
IMPS
INR 10,00,000
NEFT
INR 10,00,000
RTGS
INR 10,00,000
Intra-bank i.e. to other AU account
INR 10,00,000
Payment Gateway
INR 10,00,000
Bill Payment
INR 100,000
 
Login to transfer funds or manage your transaction limits.
 

3. Corporate NetBanking & Mobile Banking app

Below are the daily transaction limits for fund transfers done via Corporate NetBanking & Mobile app.
  • On bank working days (00:30am – 06:30pm)
Transaction Type
Daily Transaction Limit
IMPS
As per daily limit
defined in your account
NEFT
RTGS
  • After working hours (06.30pm – 11.45pm), 2nd & 4th Saturday, Sunday and Bank Holidays
Transaction Type
Daily Transaction Limit
IMPS
INR 1,00,00,000
NEFT
RTGS
 

Note:

  • Fund transfer instructions will be processed basis beneficiary account number(s) and not basis beneficiary name(s)
  • Once transaction is authorized, it is irrevocable.
  • NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement) & IMPS (Immediate Payment Service) transactions are available 24x7 (including all Saturdays, Sundays and Holidays).
  • Please note NEFT & RTGS Transactions shall not be available for customers between 11:45PM – 00:30 AM (45 mins) on all days. You may use IMPS or UPI for real time processing of your transactions in this period.

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