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Personal Banking > Accounts > Debit Cards > Debit Card Insurance Benefits

Debit Card Insurance Benefits

Top features of Debit Card Insurance

Get up to INR 5,00,000 Personal Accident Cover based on the type of Debit Card

Avail up to INR 1 crore Air Accident Cover

Enjoy Card Liability Cover on our Debit Cards for stolen or lost cards

Debit Card Insurance

Insurance is a means of protection from financial loss. At AU Small Finance Bank, we provide various insurance benefits on your Debit Card for added safety. With insurance coverage to protect your purchases and to offer protection against personal accidents, we got it all covered.

Now enjoy hassle-free transactions on your Debit Card linked with complimentary insurance covers.

Debit Card Linked Insurance Coverage Benefits

Personal Accident Cover: Get up to INR 10,00,000 Personal Accident cover depending on the type of Debit Card.
Air Accident Cover: Get cover of up to INR 1 crore against an accident aboard a flight.
Purchase protection: The goods bought using your AU Debit Card are protected against damage from theft or fire till 90 days from the date of purchase. Get a cover of up to INR 50,000.
Card Liability Cover: Worried about fraudulent transactions on your card? No need to worry, thanks to the card liability cover on AU Debit Cards.

Value of Insurance Cover

Type of Card	Coverage (INR)
Type of Card	Personal Accident Cover	Air Accident Cover	Purchase Protection (Fire)	Purchase Protection (Burglary)	Card Liability Cover
Royale Signature Business Card	10,00,000	1,00,00,000	50,000	50,000	5,00,000
Royale Signature Card	5,00,000	1,00,00,000	25,000	25,000	4,00,000
Visa Platinum	3,00,000	5,00,000	10,000	10,000	2,00,000
Visa Platinum Business	3,00,000	5,00,000	10,000	10,000	2,00,000
RuPay Platinum	2,00,000	5,00,000	10,000	10,000	2,00,000
Visa Business Gold	1,00,000	1,00,000	10,000	10,000	1,00,000
Visa Gold	1,00,000	1,00,000	10,000	10,000	75,000
RuPay Classic	1,00,000	1,00,000	10,000	10,000	75,000
Bachpan Card (Kids)	25,000	–	10,000	10,000	10,000
Royale Business Card	10,00,000	1,00,00,000	50,000	50,000	5,00,000

Eligibility for Debit Card Insurance

Debit Card Insurance benefit is a complimentary service offered to all our AU Small Finance Bank Debit Card holders. In case you want to make a claim, you need to follow the points below:

The card should have been used within 90 days prior to the incident. For example, if you are reporting a claim on 01/01/2021, a card-based financial transaction should have been done at an ATM or a merchant between 01/10/2020 and 31/12/2020.
Claim intimation of incident & sharing of claim documents need to be done to the insurer within 60 days of incident occurrence else the claim would be invalid.

How to Claim Your Insurance?

Contact our call center on 1800 1200 1200.
Visit your nearest to AU Small Finance Bank branch to raise a claim.

Debit Card Insurance facility provided is in collaboration with National Insurance Company. For any claim related query, we request you to contact your nearest to AU Small Finance Bank branch or our contact center on 1800 1200 1200.