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Current Account

What is Current Account

Whether you run a large corporation or a small entrepreneurial business, our Current Account offerings enable smooth daily operations through a range of services, from doorstep banking to higher cash deposit limits. We, at AU Bank, remain committed to challenge the banking status quo and offer unique, customizable products and services that provide you with the best banking experience. In fact, we take this one step ahead by ensuring you never have to fill and submit deposit slips each time you make a cash deposit, thus saving your time and effort.


Types of Current Account

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Features of Current Account

A Current Account enables businesses to conduct and manage day-to-day transactions. AU Bank is the best bank for Current Account; let’s look at some of the features of the account:

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Q1. Who can open a Current Account?

A Current Account can be opened by an entrepreneur or any type of business enterprise, including proprietorship, companies, small-sized firms, organizations, among others.

Q2. Is Current Account taxable?

Since the Current Account is a zero-interest account, businesses are not liable to pay taxes on the account.

Q3. How to open a Current Account without a GST number?

It is necessary to set up a Current Account for any financial transaction for your business and it is not mandatory to get a GST number to open a Current Account.

Q4. What is the minimum balance required to open a Current Account with AU Bank?

At AU Bank, you can open a Current Account as per your chosen package – Basic, Value, Premium, Maximum and Exclusive. The minimum balance for each of these packages differs as per your growing requirements.

Q5. Is there any interest paid on Current Accounts?

The Current Account bears no interest as it is a business account.