Shubh Labh

Businesses like Mandis / Aadatiyas / Traders that are very dynamic in nature, need ready financial solutions to keep them abreast with the market demands. Addressing the financial needs of producers, traders and wholesale buyers, AU Small Finance Bank brings to you a comprehensive and customized Current Account – Shubh Labh, which allows you to manage your finances along with secured transactional independence.

Top 3 Features

  • CUSTOMIZED SOLUTIONS: We provide customized collection and payment solutions.
  • PREFERENTIAL PRICING*: Product solutions across the value chain are available at preferential pricing.
  • HIGHER CASH MULTIPLIERS: Enjoy higher cash withdrawals and deposit limits.

* Terms & Conditions apply

Service Packages

Choose from the 5 hand-crafted service packages available with our Shubh Labh Current Account.

  • Shubh Labh ‘Basic’
  • Shubh Labh ‘Value’
  • Shubh Labh ‘Maximum’
  • Shubh Labh ‘Premium’
  • Shubh Labh ‘Exclusive’

For further details on the features offered under each package, please refer the Schedule of Charges (SOC) of the Shubh Labh Current Account. Click here

Special Benefits

Mentioned below are the special privileges offered with the Shubh Labh Current Account.

    We provide customized solutions to our Current Account customers.
    The true experience of ‘Anywhere Banking’ through 24 x 7 Cash Deposit facility at Bunch Note Acceptors (BNAs) and our ‘state-of-the-art’ Digital Banking platforms.
    Free Online Payments available with Unlimited Transactions.

* Terms & Conditions apply

Schedule of Features & Charges

A few salient features offered under the umbrella of SHUBH LABH, through its various packages, are as follows

  • Choice of Debit Cards:
    VISA Business Gold Debit Card, offered with the “Basic” & “Value” package(s).
    VISA Business Platinum Debit Card, offered with the “Maximum”, “Premium” & “Exclusive” package(s).
  • Your Debit Card also comes to you with a host of added Insurance benefits. To view all offers and features of the Debit card, please Click here
  • High Cash Deposit limits.
  • High Cash Pick-up & Delivery* limits.

For further details, please go through the package-wise Schedule of Charges for the Shubh Labh Current account. Click here

* Terms & Conditions apply

Added Advantages

  • Get a Privileged experience across our strong and rapidly growing branch & ATM network spread across 10 states
  • You can select any of our upgrade business packages – Basic, Value, Maximum, Premium or Exclusive, for enhanced business banking benefits, features & services.
  • 24 x 7 True Anywhere Banking through our Phone Banking, Mobile Banking, Cash Deposit Machines and Internet Banking services.
  • Extended Banking hours to enhance your AU Banking experience.
  • Convenience personified as no Deposit Slips required.
  • Avail the Demand Draft, NEFT, RTGS, IMPS and Funds Transfer facilities, for added convenience.
  • Transact with the VISA Business Gold / Platinum Debit Card* and avail a variety of offers.
  • Your Debit Card also comes to you with a host of added Insurance benefits. To view all offers and features of the Debit card, please Click here
  • Free payments through RTGS, NEFT & Demand Drafts (Payable at AU Small Finance Bank locations) through our Digital Channels.
  • Free Collections through RTGS, NEFT, local clearing and out-station cheques (at all AU Small Finance Bank locations.)
  • Free Stop Cheque facility through Internet, Mobile, Phone banking & ATMs.
  • Enjoy banking at your comfort with the Doorstep Banking facility.
  • Account Statement, Passbook, Locker, Sweep-in and High Cash deposit features also available.

To know more, you may choose to visit your nearest AU Small Finance Bank branch or, alternatively, get in touch with our Customer Care at 1800 1200 1200.

(*as per the service package applicable)