AU Maximum Current Account for SME's

Features and Benefits

Receiving Payments from customers becomes easier:

Cheque collection: You can avail free local and outstation cheque collection services at any of our locations across the country.
Digital Collection options: Choose from RTGS, NEFT, IMPS, UPI, and Intra-Bank Fund Transfers.
Free AU QR code and UPI: You can access digital payment methods such as a free AU QR code and UPI.
24x7 cash deposits: We provide 24x7 cash deposits through our convenient cash deposit machines.
Cash deposit limit: You get a minimum cash deposit limit of INR 7.5 lakhs or Fifteen times the previous month's AMB, whichever is higher. The maximum free limit is INR 200 lakhs.
Point of Sale (POS) and Payment Gateways: You have access to POS and payment gateway services.

Making payments to your vendors and suppliers is convenient:

Digital payment options: Choose from RTGS, NEFT, IMPS, UPI, and Intra-Bank Fund Transfers to pay your partners.
Payment Convenience: Enjoy free service of RTGS, NEFT, IMPS and Intra-Bank Fund Transfers from Branch.
Cheque payments: You get 200 free cheque leaves per month, ensuring you can make all your payments without worry.
Cash withdrawals: When in need of cash, you can avail of free cash withdrawals from any of our branches or ATMs.
Online Banking: Enjoy the convenience of banking at any time through AU 0101 App, AU 0101 NetBanking and Corporate NetBanking.
Free Debit Card: You also receive a Visa Business Platinum Debit Card, giving you a host of benefits and offers.
Demand Drafts: You also get unlimited DDs that are payable at all our bank locations and correspondent bank locations.
Doorstep Banking: You can experience the premium facility of cheque & cash pickup/ delivery at your registered address^^.

AMB of INR 50,000 to be maintained for availing the package benefits to suit your growing business requirements. Enjoy auto upgrade of your service packages to higher Current Account variant based on maintained balance.

Our Current Account is designed to help businessmen like you with your day-to-day transactional needs and provides a wide range of handcrafted service packages - Basic, Value, Maximum, Premium, and Exclusive. Choose any of these packages with a single minimum balance commitment as per your growing business requirements.

Additional Benefits:

Dropline Overdraft: Basis on your QR transactions, you can get access to our Dropline Overdraft facility^#
Extended banking hours: Enjoy the freedom to conduct your banking activities on your own time with extended business hours^.
Tax payments: We will help you understand your tax payments and make them in a timely fashion.
Cash management services: You have access to services such as virtual account management, bulk upload, employee salary solutions that make your job as a business owner much easier.
Other features: You also get access to NETC Bharat Bill Payment System (BBPS), FASTag, and more for business purposes.

^Not applicable in some select locations. To know your branch timings, click here.

^^Available at select locations.

^#Terms & Conditions apply.