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Introducing Xpress Loan

Fulfil your immediate financial needs through our Xpress Loan facility in no time. We offer instant disbursement of Xpress Loan within the credit card limit, based on your eligible pre-determined loan amount.


  • Instant disbursement of the loan in customer’s account through fund transfer, IMPS and UPI.
  • Processing Fee: As low as 2% of the Loan amount
  • Interest Rate: Enjoy lowest and competitive interest rates in the market.
  • Tenures: Repay loans in easy and flexible instalments from tenures 6, 12, 18, 24 and 36 months. We recommend higher tenures for lower EMIs.
  • Documentation: Since this is a pre-approved loan offer, no documentation is required for our AU Small Finance Bank Credit Card holders.

Terms & Conditions

Click here to view Terms and Conditions


How to Apply

To check your loan eligibility, please click here


EMI Calculator

Now calculate your Xpress Loan EMIs with ease with our EMI Calculator



Q1. What is Xpress Loan?

Xpress loan is instant loan disbursement facility for our existing AU Small Finance Bank Credit Cardholders within limit.

Q2. What is the eligibility for Xpress Loan?

Xpress Loan is provided to only pre-approved base of existing AU Small Finance Bank Credit Cardholders. To check your eligibility, please click here.

Q3. What are the documents required?

No documentation is required to avail Xpress Loan.

Q4. What is the processing fee applicable?

Processing fee applicable to avail Xpress Loan is as low as 1% or INR 500 whichever is higher.

Q5. When will I receive money in my account once I apply for a Loan?

Loan amount is disbursed in customer’s bank account instantly through fund transfer, IMPS and UPI.

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