Features
- Instant disbursement of the loan in customer’s account through fund transfer, IMPS and UPI.
- Processing Fee: As low as 2% of the Loan amount
- Interest Rate: Enjoy lowest and competitive interest rates in the market.
- Tenures: Repay loans in easy and flexible instalments from tenures 6, 12, 18, 24 and 36 months. We recommend higher tenures for lower EMIs.
- Documentation: Since this is a pre-approved loan offer, no documentation is required for our AU Small Finance Bank Credit Card holders.
Terms & Conditions
Click here to view Terms and Conditions
How to Apply
To check your loan eligibility, please click here
EMI Calculator
Now calculate your Xpress Loan EMIs with ease with our
EMI Calculator
FAQs
Q1. What is Xpress Loan? 
Xpress loan is instant loan disbursement facility for our existing AU Small Finance Bank Credit Cardholders within limit.
Q2. What is the eligibility for Xpress Loan?
Xpress Loan is provided to only pre-approved base of existing AU Small Finance Bank Credit Cardholders. To check your eligibility, please click here.
Q3. What are the documents required?
No documentation is required to avail Xpress Loan.
Q4. What is the processing fee applicable?
Processing fee applicable to avail Xpress Loan is as low as 2% of the Loan amount.
Q5. When will I receive money in my account once I apply for a Loan?
Loan amount is disbursed in customer’s bank account instantly through fund transfer, IMPS and UPI.
