Gateway to Digital Life. Download AU 0101.

Introducing Xpress EMI on your AU Bank Credit Card!

Enjoy the benefit of paying for your AU Bank Credit Card transactions into EMIs. Any purchases done with your AU Bank Credit Card, which is equal to or more than INR 2,000 can now be converted into Equated Monthly Instalments (EMIs). With this feature, you do not have to pay the entire amount at once. You can pay it in portions for a tenure of your choice.

Make purchases from various categories like Electronic Appliances, Furniture, Apparels, Grocery, Travel, Leisure etc. & convert it to an EMI at the time of transaction as 'Instant EMI' or after completing a purchase with our 'Convert to EMI' option.


Instant EMI

Now shop & pay in easy instalments with our Instant EMI facility. Avail Instant EMIs with leading online merchants and retail stores during checkout/payment. You can also convert No Cost or Low Cost EMI with select brand products.

Eligibility Criteria:
  • Minimum transaction amount equal to or more than INR 2,000
Instant EMI Features
Nil Processing Fee
Flexible EMI Tenures- 3, 6, 9, 12, 18 & 24 months
No Documentation
Where To Avail

Big Multi-Brand Stores

Visit multi-brand stores online and offline like Croma, Flipkart, Reliance Digital, Vijay Sales etc. for exclusive EMI offers.

Exclusive Brand Stores

Visit exclusive brand stores online and offline to shop and avail EMI offers as additional cashbacks/discounts.


Local Merchants

Check your nearest local merchant outlets where you can shop and avail EMI.

Did you forget to Convert your transactions into EMI? If yes, do it