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LIT Credit Card

One card. Many possibilities.

Now the power to choose is in your hands!

The LIT Credit Card, India’s first customizable card gives the freedom to build it just the way you like.

Whether its selecting & changing features based on your lifestyle, switching features on/off, paying for the features you select and even tracking and managing them on-the-go in real time, the LIT Credit Card makes sure you do nothing less than Live It Today!

All the power you need in One Card

Customize Benefits

Follow the steps given below to build your LIT Card

 

Step 1: Start your LIT journey

 
Scan to download AU 0101 App and start building your LIT Credit Card today!
 
 
 
 

Step 2: Power to choose your Card features

 
Go to Credit Card Homepage and click on 'Manage Credit Card' to explore the available benefits and choose your favourites.
 
 
 

Step 3: Power to choose your Card pricing

 
Check the pricing of each feature and select the ones that suit your pocket and your lifestyle.
 
 
 
 

Step 4: Power to switch on/off features

 
Choose/modify benefits as your needs change. You can disable the auto renewal of any feature through AU 0101 App.
*Note: All benefits are applicable for 90 days with auto renewal enabled by default.
 
 
 

Step 5: Power to manage and track transparently

 
Manage and track your cashback, and rewards from existing active benefits.
 
 

Follow the steps given below to build your LIT Card

 
 

Step 1: Start your LIT journey

 
Scan to download AU 0101 App and start building your LIT Credit Card today!
 
 
 

Step 2: Power to choose your Card features

 
Go to Credit Card Homepage and click on 'Manage Credit Card' to explore the available benefits and choose your favourites.
 
 
 
 

Step 3: Power to choose your Card pricing

 
Check the pricing of each feature and select the ones that suit your pocket and your lifestyle.
 
 
 

Step 4: Power to switch on/off features

 
Choose/modify benefits as your needs change. You can disable the auto renewal of any feature through AU 0101 App.
*Note: All benefits are applicable for 90 days with auto renewal enabled by default.
 
 
 
 

Step 5: Power to manage and track transparently

 
Manage and track your cashback, and rewards from existing active benefits.
 
Shoppers’ Reward - Earn 5X/10X Reward Points
Shopping Gets Even More Rewarding!
 
Earn Reward Points as you shop and redeem them for exciting discounts and offers.
 
You are eligible for:
• 10X or 5X Reward Points on all online domestic & international retail transactions
• 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions
 
- Reward Points can be redeemed post statement generation.
- Cash withdrawal, Fuel and EMI transactions will not be eligible for Program/Base Reward Points.
- Fuel, rent, insurance and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.
 
Save More With Every Journey - Fuel Surcharge Waiver
Every rupee you save adds up!
 
Get a fuel surcharge waiver when you refuel with your LIT Credit Card.
 
You are eligible for:
• 1% fuel surcharge waiver on all transactions between INR 400 to INR 5,000
Shop Till You Drop - Milestone Cashback
‘Add-to cart’ and ‘check-out’ – because it’s time to move ahead with your wish lists!
 
Get cashback on your retail spends using your LIT Credit Card.
 
You are eligible for:
 
Additional 5% Cashback
• Earn 5% cashback 3 times over a 90 days’ period.
• 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.
Additional 2% Cashback
• Earn 2% cashback 3 times over a 90 days’ period.
• 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period.
 
- Cashback will be adjusted against outstanding dues on the Credit Card.
- Fuel, rent, insurance and cash withdrawal transactions will not be considered for Cashback and milestone calculation.
 
Do More Everyday - Category Cashback
When it comes to your daily expenses, you can spend more to save more.
 
Earn cashback when you use your LIT Credit Card for groceries, dining & travel.
 
You are eligible for:
• Additional 5% cashback for travel, dining and grocery expenses in addition to 1 Reward Point per INR 100 spent.
• Max. cashback of INR 1,000 in each 30 days' period.
 
- Cashback will be adjusted against outstanding dues on the Card
Travellers’ Comfort - Airport Lounge Access
Hate long waits at airports?
Indulge in the comfort of Airport Lounges across India using your LIT Credit card.
 
You are eligible for:
• Up to 4 complimentary visits per quarter
Fun & Fitness - Memberships
Now you’ll never have a dull moment!
 
Your LIT Credit Card brings food delivery, fitness and entertainment right to your door!
 
You are eligible for 3 Months of Free Membership of:
• ZEE5 with 2,800+ blockbusters, 150+ web series, LIVE TV, Before TV, watch ad-free content on mobile, TV, Laptop, & Eduaurra competitive learning exams.
• Amazon Prime with unlimited free, fast delivery on eligible items, video streaming, ad-free music, free in-game content, exclusive access to deals & more.
• Cult.fit with at-centre group classes, all Elite gyms & at-home live workouts.
 
Please refer to the terms and conditions of all features.
Eligibility Criteria
- Primary cardholder between the age of 21 years and 60 years
- Add-on cardholder should be over 18 years
- Resident Indian
 
These criteria are only indicative. AU Bank reserves the right to approve or decline applications for Credit Card.
Fees & Charges applicable
Annual Card Membership fee – Life time Free