Gateway to Digital Life. Download AU 0101.

India's 1st customisable
Credit Card

AU LIT Credit Card -

Power to choose features
Power to choose pricing
Power to switch on/off
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With LIT Credit Card, you get the freedom to build it the way you likeTry benefit calculator

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Say hello to personalisation

with custom features

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Select features as per your lifestyle

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Choose pricing as per your need

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Switch features ON/OFF as you wish

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Manage & Track features in real time

Follow the steps to build your card

    • 1Scan & Download AU 0101

    • 2Choose your LIT Card features

    • 3Choose your LIT Card pricing

    • 4Switch features ON/OFF whenever you like

    • 5Manage & Track your features transparently

Build your card in

5 Easy steps

1Scan & Download AU 0101

2Choose Your Card Features

3Choose Your Card Pricing

4Switch Features On/Off

5Manage & Track Transparently

Don’t miss out on these

LIT Credit Card benefitsExplore Now

Existing LIT cardholders can customise features on-the-go

Frequently Asked Questions

LIT Credit Card is lifetime free. However, you may choose features starting from Rs.49 to Rs.499 to earn rewards, cashback & other varied benefits on your card.
Applicant should be
- Primary cardholder between the age of 21 years and 60 years
- Add-on cardholder should be over 18 years
- Resident Indian
These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.
Except in case of onboarding, all the features are valid for 90 days effective from the day they are activated. Each feature, however, will be designated as auto renewal and will be renewed after 90 days. Customers can disable auto renewal of any feature that has already been selected by visiting the AU 0101 Mobile Banking App. Once disabled, feature would not be renewed post 90 days of existing feature duration.
You may Disable auto-renewal through AU 0101. All benefits are applicable for 90 days with auto renewal enabled by default.
All features are valid for 90 days from the date they are activated. Feature fees for 90 days would be levied on the day customer opts in for the feature except in case of feature selected during application process, in which fee is levied from the date of Card issuance. Click here to know more
Feature fees for 90 days would be levied on the day customer opts in for the feature except in case of feature selected during application process, in which fee is levied from the date of Card issuance.
Cashback will be credited after 5 days of the 30-day ending period.
Customer will receive membership code instantly on activating the feature and it will be visible on AU 0101 App. Penalty charges will be applicable on not meeting the spends criteria, which is given below:
Category Feature Name Conditions (if any)
Memberships
Zee5 - 3 months INR 5,000 to be spent in 90 days' period, otherwise penalty of INR 50 to be levied
Amazon Prime - 3 months INR 10,000 to be spent in 90 days' period, otherwise penalty of INR 100 to be levied
Cult Fit - 3 months INR 20,000 to be spent in 90 days' period, otherwise penalty of INR 200 to be levied

Penalty will be levied post 5 days after feature end date

Get LIT now, India’s 1st customisable Credit Card