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Top Feature of ixigo AU Credit Card

    Introducing The ixigo AU Credit Card

    India’s most Rewarding Travel Credit Card

    Discover a world of endless rewards and possibilities with the ixigo AU Credit Card. Our mission is to empower you to lead a life with no boundaries. As you indulge in the exclusive advantages and luxuries of this card, our words will resonate with you.

    Are you ready to embark on a journey of unmatched benefits? Explore the benefits that ixigo AU Credit Card has to offer to first-time users!

Feature and Benefits of Travel Credit Card

Travel Credit Card Joining Offer

Kick-start your adventure with 1000 Reward Points and ₹1,000 ixigo money vouchers on your very first successful transaction within the initial 30 days of Travel Credit Card issuance.
 
Note: ixigo money vouchers are added within 15 days from the date of card activation and will remain valid for 90 days from the date of issuance. Reward points are posted within 15 days after first transaction.

Get Travel Credit Card Benefits on all your Travel Bookings:

  • Enjoy a 10% discount* on Flight Bookings up to ₹1,000 (Promo Code: IXIGOCCFLY)
  • Wave goodbye to PG Charges on train bookings*
  • Enjoy 10% Off* on Bus Bookings up to ₹300 (Promo Code: IXIGOCCBUS)
  • Receive a 10% Instant Off* on Hotel Bookings up to ₹1,000 (Promo Code: IXIGOCCSTAY)
 
* Valid using ixigo platforms only
* Discounts on Flight, Hotel & Bus Bookings can be availed once per month
* PG charges waived twice per month

Travel Credit Card - Exclusive Reward Points

- Earn 20 Reward Points for every ₹200 spent on Train Bookings with ixigo
- Earn 10 Reward Points for every ₹200* spent on online purchases
- Earn 5 Reward Points for every ₹200* spent offline
 
*Note: Fuel & Rent transactions, Insurance, Jewellery and Wallets are excluded from Reward Points spends calculation.
Capping of 10,000 Reward Points per statement cycle.

Best Travel Credit Card with International Lounge Access Program

Indulge in luxury with
 
- 1 Complimentary International Lounge Access every year
* Priority Pass to be issued upon request. For eligible list of Priority Pass lounges, click here. Usage of Priority Pass within India is chargeable. For detailed terms & conditions, click here

Domestic Airport and Railway Lounge Program with ixigo AU Credit Card

Experience convenience and comfort with 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year.
For eligible list of Domestic Airport lounges, click here. For detailed terms & conditions, click here
For eligible list of Railway lounges, click here. Add-on cardholders can also enjoy these benefits within the mentioned complimentary number of visits.

Top Travel Credit Card with Zero FOREX Mark-up

Shop globally without worries, as you enjoy a zero mark-up fee on international purchase

Fuel Surcharge Waiver

Say goodbye to surcharges! Get a 1% surcharge waiver up to ₹250 on fuel transactions (between ₹400 and ₹5,000) at all fuel stations in India.

AU Rewardz

Get a plethora of options to redeem your Reward Points for amazing benefits. Some of them are:

- E-vouchers of top brands
- Merchandise
- Mobile/DTH recharges
- Flight/Hotel bookings and much more

Click Here to explore our AU Rewardz offerings.

Travel Credit Card Liability Cover

- In an unfortunate event of loss of ixigo AU Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
- Also, you are protected against Travel Credit Card Counterfeit/Skimming and Online frauds.
 
Please click here to view detailed terms and conditions.
 
Credit Shield
Up to INR 1.5 Lakhs.

Contactless Card Usage

Use your ixigo AU Credit Card to make quick, secure & easy payments by just tapping the Travel Credit Card and paying at participating merchants without entering Travel Credit Card PIN for amounts up to INR 5,000.

XpressEMI

Convert your transactions worth INR 2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your XpressEMI.

Add-on Cards

Offer your ixigo Credit Card benefits to your loved ones, through our Add on Travel Credit Card offering. What's more? Your Add on Travel Credit Card comes free for lifetime! So, go ahead and avail it.

Annual Travel Credit Card membership fees – Rs. 999 + applicable taxes

Conditions for Annual Travel Credit Card Fee waiver

  1. Waived off if you spend ₹1,000 in first 30 days of card issuance
  2. Waived off for next year if you spend ₹1 Lakh in the previous year
Your limitless rewards and travel experiences starts with the ixigo AU Credit Card.
Apply Now!
*There is a revenue sharing agreement between AU Small Finance Bank and ixigo for the co-brand partnership.

Travel Credit Card - Eligibility Criteria

- Primary Travel Credit Cardholder between the age of 21 years and 60 years
- Add-on Travel Credit Cardholder should be over 18 years
- Resident Indian
- User registered on ixigo Platforms

Travel Credit Card FAQs

 

Q1. Is there any Annual fee applicable on my ixigo AU Credit Card?

Yes, an annual fee is applicable on the ixigo AU Credit Card. However, this fee is only charged if the retail spend waiver condition is not met.

The joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance.

The renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year.

Q2. What is an Interest-Free Credit Period?

You can enjoy up to 48 days of Interest-Free Credit Period on your ixigo AU Credit Card. For more details, refer to our Most Important Terms & Conditions.

Q3. What is the fee applicable for add-on cards?

You can get up to 3 lifetime free ‘Add-on Travel Credit Card’ issued to your family members. There’s no annual fee applicable to add-on cards.

Q4. How to apply/use discounts on ixigo platforms?

Cardholders can apply the ongoing discount codes and offers to save on flight, bus and hotel bookings made via the ixigo AU Credit Card. It is advisable to verify the validity of the offer. Additionally, the payment gateway fee discount for train tickets will be automatically applied to eligible cards.

Q5. What is the validity of ixigo money vouchers?

ixigo money voucher will be sent to your registered email ID once the spending conditions are met. These vouchers should be added within 15 days from the date of card issuance and will remain valid for 90 days from the date of issuance.

Q6. How can I get access to a Priority Pass Lounge?

You must present your Priority Pass card, upon requested by you along with your ixigo AU Credit Card, at the lounge to gain access. Please note that charges of $27 + taxes are applicable in the following scenarios:

  • Visits to lounges within India
  • Visits to international airport lounges (Outside India) beyond the allowed complimentary visits
  • For any guest visits

Q7. Can I get another Priority Pass issued if it is lost/stolen/damaged?

Yes. In the event of a lost/stolen/damaged Priority Pass Card, please call AU Small Finance Bank’s Customer Care at 1800 1200 1500 to get it blocked and request a replacement. In case of any misuse of the card, an immediate action is required.

Q8. Where can I redeem my Reward Points?

You can redeem your Reward Points as of your last statement balance from the ixigo app or AU 0101. You can also view your redeemable points here.

*Please note that a minimum of 200 Reward Points is required for redemption. A nominal fee of Rs. 99 + GST will be levied on each successful redemption.

*Reward points are valid for 2 years from the specific statement month. For example: The Reward Points that you receive in the May 2023 statement, if not used, will expire in May 2025.

Q9. How can I pay my ixigo AU Credit Card bill?

Here’s how you can pay your ixigo AU Credit Card bill -

On the ixigo app

  • Log in to the ixigo app's card management flow using your mPIN.
  • Go to the Account Summary and tap on 'Pay Bill’.
  • Review and select your preferred bill amount.
  • Choose a payment method and settle your ixigo AU Credit Card bill.

For AU Small Finance Bank account holders

  1. AU Small Finance Bank account holders can also make payments through the AU 0101 app or NetBanking.
  2. Payments can be made using the Autopay facility wherein based on the standing instruction given, funds can be automatically transferred from the cardholder's AU Small Finance Bank account to the cardholder's credit card account on the due date.
  3. Payments can also be made via an AU Small Finance Bank cheque. Please submit this at any of our branches. Write the cheque payable to "AU Credit Card Number xxxx xxxx xxxx xxxx" and deposit it at least 3 working days before the due date for timely processing.

For Non-AU Small Finance Bank account holders

  1. Payment can be made through the ixigo app, AU 0101 app or NetBanking.
  2. Payments can be made by submitting cheques from other banks at AU Small Finance Bank branches. The cheque should be made payable to "AU Credit Card Number xxxx xxxx xxxx xxxx".
  3. Please make sure to deposit it at least 5 working days before the due date for cheques drawn on non-AU Small Finance Bank accounts.
  4. Payments can also be made through UPI by selecting "Pay Now" on the card management screen on the ixigo platform.

Q10. I have not received my monthly credit card statement. What should I do?

Please write to us at [email protected] or call us at 1800 1200 1500 for assistance. If you wish to know the Outstanding Amount on your Travel Credit Card, you can use our 'AURO' chatbot service on the website (under 'View Card Information'), or log into our NetBanking or Mobile Banking Application.

Q11. How can I place the request to get my lost/stolen/damaged card replaced?

You can register via the ‘Settings’ option for ‘Card management’ on the ixigo app. If you need assistance, you can contact our Customer Care at 1800 1200 1500 to place a new card request. Please note, card replacement charges of Rs. 100 + taxes, will apply.

Q12. How do I activate my card and generate a card PIN?

You can activate your card and generate the card PIN by following any of the below steps:

  • Login to the ixigo app with your registered mobile number > Card Management > Set PIN
  • Visit our website at www.aubank.in > Credit Cards section > Credit Card Services > Set my PIN and follow the steps as briefed
  • Visit our website www.aubank.in > Use our Chatbot service ‘AURO’ > Credit Card Services > Set my PIN and follow the steps as briefed
  • Call our Customer Care No. 1800 1200 1500 and set your PIN on the IVR service

Note - Credit Card PIN Generation will automatically activate your Travel Credit Card.

Q13. How do I reset/change my Card PIN?

You can reset/change your card PIN by following any of the below steps:

  • Login to the ixigo app with your registered mobile number > Card Management > Set / Reset PIN
  • Visit our website at www.aubank.in > Credit Cards section > Credit Card Services > Set my PIN and follow the steps as briefed
  • Visit our website at www.aubank.in > Use our Chatbot service ‘AURO’ > Credit Card Services > Set my PIN and follow the steps as briefed
  • Log on to our NetBanking or Mobile Banking application > Visit the 'Set my PIN' section and follow the steps as briefed
  • Call our Customer Care No. 1800 1200 1500 and set your PIN on the IVR service

Q14. How do I enable/disable transaction types on my ixigo AU Credit Card?

You can enable/disable transactions on your ixigo AU Credit Card by following any of the steps below:

  • Log in to the ixigo app with your registered mobile number > Card Management > Card Controls
  • Visit our website www.aubank.in > Credit Cards section > Credit Card Services > Enable/Disable Transaction Types and follow the steps as briefed
  • Log in to our NetBanking or Mobile Banking application > Visit the 'Manage Limits' section and follow the steps as briefed
  • Call our Customer Care No. 1800 1200 1500 and enable or disable transaction types through the IVR service

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