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Altura Plus Credit Card

The Altura Plus Credit Card opens a generous gateway of benefits with its numerous milestone gains, cashbacks, and reward points. With ample ways to redeem reward points, get ready to experience twice the luxury and double the delight.

Features and Benefits

Cashback Features

1.5% Cashback on all POS retail spends done at merchant outlets (Maximum cashback per statement cycle is INR 100). Please note that you get 1 Reward Point per INR 100 retail spends (except fuel) on POS, after your reach the maximum cashback limit.

Reward Points

2X Reward Points (i.e. 2 Reward Points per INR 100 retail spends) for all your online transactions.
1 Reward Point per INR 100 spend on Utility & Telecom and Insurance category spends.
Note: Cash, Rent, Education & Govt, EMI, Fuel, BBPS and Quasi Cash transactions are not eligible for Reward Points and cardholders will earn a maximum of 100 Reward Points per transaction on Utility & Telecom spends.

Milestone Benefit

Get additional benefit every month! You get 500 Bonus Reward Points when you do INR 20,000 retail spends* or more in a calendar month.
*Note: Fuel transactions and Cash withdrawal are excluded from Bonus Reward Points spends calculation.

Railway Lounges

2 complimentary lounge access per calendar quarter, using VISA Card at railway stations. For list of lounges and terms & conditions, click here
Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits. Please click here to view details.

Fuel Surcharge Waiver

1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 150 per statement cycle).

AU Rewardz

Get a plethora of options to redeem your Reward Points for amazing benefits. Some of them are:

- E-vouchers of top brands
- Merchandise
- Mobile/DTH recharges
- Flight/Hotel bookings and much more

Click Here to explore our AU Rewardz offerings.

Card Liability Cover

- In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
- Also, you are protected against Card Counterfeit/Skimming and Online frauds.
Please click here to view detailed terms and conditions.

Contactless Card Usage

Use your AU Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to INR 5000.


Convert your transactions worth INR 2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your XpressEMI.

Add-on Cards

Offer your Altura Plus Credit Card benefits to your loved ones, through our Add on card offering. What's more? Your Add on card comes free for lifetime! So, go ahead and avail it.

Annual Card Membership fee – Rs. 499 + applicable taxes

Conditions for Annual Card Fee waiver

- For 1st year fee waiver – Rs.20,000 retail spends done within 90 days of card set up
- For 2nd year onwards fee waiver – Rs. 80,000 retail spends done in previous card anniversary year

Click here to view Key Fact Statement

Eligibility Criteria

  • - Primary cardholder between the age of 21 years and 60 years
  • - Add-on cardholder should be over 18 years
  • - Resident Indian

These criteria are only indicative. AU Bank reserves the right to approve or decline applications for Credit Card.
Already applied? Click here to check status