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Altura Credit Card

If you are looking for a Credit Card that suits your spending and comes with a wide variety of additional benefits such as cashback, railway lounge benefits and complimentary card liability cover, the Altura Credit Card is perfect for you. With the Altura Credit Card, you don't have to think twice before spending on the things you love!

Save Big. Upto 7% Cashback as an introductory offer*
Free Insurance and Extended Warranty on Mobile and Electronic Purchases
Attractive Welcome & Milestone Benefits
Complimentary Railway Lounge Access
Lost Card Liability Cover

Features and Benefits

Welcome Offer
5% Cashback on minimum Rs. 2,500 retail spends done within first 60 days of card setup. (Maximum cashback per statement cycle is Rs.150)
Cashback Features
  • 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments. (Maximum cashback per statement cycle is Rs.50)
  • 1% Cashback on all other retail spends. (Maximum cashback per statement cycle is Rs.50)

Note: Fuel transactions are excluded from earning of cashback.
Milestone Benefit
Get additional cashback of Rs.50 on completing a minimum of Rs.10,000 retail spends in every statement cycle.
Railway Lounges
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra. For detailed terms & conditions, click here

Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits. Please click here to view details.
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver for fuel transactions done between Rs.400 and Rs. 5,000, across all fuel stations in the country (Maximum Rs.100 per statement cycle)
Card Liability Cover
  • • In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
  • • Also, you are protected against Card Counterfeit/Skimming and Online frauds.
 
Please click here to view detailed terms and conditions.
Contactless Card Usage
Use your AU Bank Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to Rs.5000.
XpressEMI
Convert your transactions worth Rs.2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your XpressEMI.
Add-on Cards
Offer your Altura Credit Card benefits to your loved ones, through our Add on card offering. What's more? Your Add on card comes free for lifetime! So, go ahead and avail it.
Annual Card Membership fee - Rs. 199 + applicable taxes
Conditions for Annual Card Fee waiver
  • For 1st year fee waiver – Rs.10,000 retail spends done within 90 days of card set up
  • For 2nd year onwards fee waiver – Rs. 40,000 retail spends done in previous card anniversary year

Click here to view detailed Schedule of Charges.
Eligibility Criteria
  • - Primary cardholder between the age of 21 years and 60 years
  • - Add-on cardholder should be over 18 years
  • - Resident Indian

These criteria are only indicative. AU Bank reserves the right to approve or decline applications for Credit Card.