Monthly fee of ₹49 + GST is applicable in this Card with the option of spend based monthly fee reversal on achieving spends of ₹10,000 in every statement cycle.

You can enjoy up to 48 days of Interest-Free Credit Period on your ABC Biz Credit Card. For more details, refer to our Most Important Terms & Conditions.

You can redeem your Reward Points as of your last statement balance from the ABFL app or AU 0101. You can also view your redeemable points here.

*Please note that a minimum of 200 Reward Points is required for redemption. A nominal fee of ₹99 + GST will be levied on each successful redemption.

*Reward points are valid for 2 years from the specific statement month. For example: The Reward Points that you receive in the May 2023 statement, if not used, will expire in May 2025.

Here’s how you can pay your ABC Biz Credit Card bill -

On the ABFL app

• Log in to the ABFL app Credit Card Services flow using your mPIN.
• Go to the Account Summary and tap on 'Pay Bill’.
• Review and select your preferred bill amount.
• Choose a payment method and settle your ABC Biz Credit Card bill.

For AU Small Finance Bank account holders

1. AU Small Finance Bank account holders can also make payments through the AU 0101 app or NetBanking.
2. Payments can be made using the Autopay facility wherein based on the standing instruction given, funds can be automatically transferred from the cardholder's AU Small Finance Bank account to the cardholder's credit card account on the due date.
3. Payments can also be made via an AU Small Finance Bank cheque. Please submit this at any of our branches. Write the cheque payable to "AU Credit Card Number xxxx xxxx xxxx xxxx" and deposit it at least 3 working days before the due date for timely processing.

You can activate your card and generate the card PIN by following any of the below steps:

• Login to the ABFL app with your registered mobile number > Credit Card Login > Set PIN
• Visit our website at www.aubank.in > Credit Cards section > Credit Card Services > Set my PIN and follow the steps as briefed.
• Visit our website www.aubank.in > Use our Chatbot service ‘AURO’ > Credit Card Services > Set my PIN and follow the steps as briefed.
• Call our Customer Care No. 1800 1200 1500 and set your PIN on the IVR service.

Note - Credit Card PIN Generation will automatically activate your ABC Biz Credit Card.