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Top Features of ABC Biz Credit Card

    Introducing the ABC Biz Credit Cards

    Here’s a Credit Card meticulously curated to empower business owners like you with the financial tools and resources necessary to drive your enterprise forward.

    For the visionaries and entrepreneurs of the business world, we present ABC Biz Credit Card, the ultimate commercial Credit Card.

Features and Benefits of ABC Biz Credit Cards

FirstFive Delights

Earn 4 Reward Points for every ₹200 spent on Online & Offline spends except special categories for first 5 days every month

Accelerated Reward Points

  • • Earn 10 Reward Points for every ₹200 spent on special categories that are Grocery, Utilities, Education & Government, and Insurance spends
  • • Earn 2 Reward Points for every ₹200 spent on Online and Offline spends
(Not applicable on EMI, Cash Withdrawals, Fuel, Insurance, Jewellery & Rental spends)

Complimentary Railway Lounge

  • • Enjoy 2 Complimentary Railway Lounge access per quarter
  • • For eligible list of Railway lounges, click here. Add-on cardholders can also enjoy these benefits within the mentioned complimentary number of visits

Fuel Surcharge

Get 1% Unlimited Fuel Surcharge Waiver for all fuel transactions between ₹400 and ₹5,000

Foreign Currency Mark-up

Get 3.50% Forex Mark-up on your international spends

Silver Spoon Dining Program

Get up to 30% discount at our selected 300+ partnered restaurants in 30 cities. To know more, click here

Contactless Card Usage

Use your Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for spends up to ₹5,000

Xpress EMI

Convert your transactions worth ₹2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your Xpress EMI

Add-on Cards

Offer your benefits to your loved ones, through our Add-on card. What's more? Your Add-on Credit Card is Lifetime Free! So, go ahead and avail it

Joining Fee

  • • Enjoy the benefits of ABC Biz Credit Card with a monthly joining fee of just ₹49 per month
  • • Spend ₹10,000 in every statement cycle to get the monthly fee waived off
 
*There is a revenue sharing agreement between AU Small Finance Bank and Aditya Birla Finance Limited for the co-brand partnership.

Eligibility Criteria

- Primary cardholder between the age of 21 years and 60 years
- Add-on cardholder should be over 18 years
- Resident Indian

FAQs – AU Biz Credit Card

 

Q1. Is there any Annual fee applicable on my ABC Biz Credit Card?

Monthly fee of ₹49 + GST is applicable in this Card with the option of spend based monthly fee reversal on achieving spends of ₹10,000 in every statement cycle.

Q2. What is an Interest-Free Credit Period?

You can enjoy up to 48 days of Interest-Free Credit Period on your ABC Biz Credit Card. For more details, refer to our Most Important Terms & Conditions.

Q3. Where can I redeem my Reward Points?

You can redeem your Reward Points as of your last statement balance from the ABFL app or AU 0101. You can also view your redeemable points here.

*Please note that a minimum of 200 Reward Points is required for redemption. A nominal fee of ₹99 + GST will be levied on each successful redemption.

*Reward points are valid for 2 years from the specific statement month. For example: The Reward Points that you receive in the May 2023 statement, if not used, will expire in May 2025.

Q4. How can I pay my ABC Biz Credit Card bill?

Here’s how you can pay your ABC Biz Credit Card bill -

On the ABFL app

  • Log in to the ABFL app Credit Card Services flow using your mPIN.
  • Go to the Account Summary and tap on 'Pay Bill’.
  • Review and select your preferred bill amount.
  • Choose a payment method and settle your ABC Biz Credit Card bill.

For AU Small Finance Bank account holders

  1. AU Small Finance Bank account holders can also make payments through the AU 0101 app or NetBanking.
  2. Payments can be made using the Autopay facility wherein based on the standing instruction given, funds can be automatically transferred from the cardholder's AU Small Finance Bank account to the cardholder's credit card account on the due date.
  3. Payments can also be made via an AU Small Finance Bank cheque. Please submit this at any of our branches. Write the cheque payable to "AU Credit Card Number xxxx xxxx xxxx xxxx" and deposit it at least 3 working days before the due date for timely processing.

Q5. I have not received my monthly credit card statement. What should I do?

Please write to us at [email protected] or call us at 1800 1200 1500 for assistance. If you wish to know the Outstanding Amount on your Travel Credit Card, you can use our 'AURO' chatbot service on the website (under 'View Card Information'), or log into our NetBanking or Mobile Banking Application.

Q6. How can I place the request to get my lost/stolen/damaged card replaced?

You can register via the ‘Settings’ option for ‘Credit Card Login’ on the ABFL app. If you need assistance, you can contact our Customer Care at 1800 1200 1500 to place a new card request. Please note, card replacement charges of ₹100 + taxes, will apply.

Q7. How do I activate my card and generate a card PIN?

You can activate your card and generate the card PIN by following any of the below steps:

  • Login to the ABFL app with your registered mobile number > Credit Card Login > Set PIN
  • Visit our website at www.aubank.in > Credit Cards section > Credit Card Services > Set my PIN and follow the steps as briefed.
  • Visit our website www.aubank.in > Use our Chatbot service ‘AURO’ > Credit Card Services > Set my PIN and follow the steps as briefed.
  • Call our Customer Care No. 1800 1200 1500 and set your PIN on the IVR service.

Note - Credit Card PIN Generation will automatically activate your ABC Biz Credit Card.

Q8. How do I enable/disable transaction types on my ABC Biz Credit Card?

You can enable/disable transactions on your ABFL Credit Card by following any of the steps below:

  • Log in to the ABFL app with your registered mobile number > Credit Card Login > Card Controls
  • Visit our website www.aubank.in > Credit Cards section > Credit Card Services > Enable/Disable Transaction Types and follow the steps as briefed.
  • Log in to our NetBanking or Mobile Banking application > Visit the 'Manage Limits' section and follow the steps as briefed.
  • Call our Customer Care No. 1800 1200 1500 and enable or disable transaction types through the IVR service.

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