Performance highlights

Making every quarter count

Strengthened asset book with ~84% retail loans and ~` 5 lakh average ticket size

Improved asset portfolio IRR to 14.7% (14.3% in FY 2018-19) driven by improving spread

Enhanced focus on Retail Term Deposits and CASA, which formed 43% of total deposits in FY 2019-20

Maintained more than 98% secured book, a key factor in maintaining contained credit cost

Achieved average Priority Sector Lending (PSL) of 85% as on 31st March 2020, as against requirement of maintaining an average 75%

Total balance sheet assets

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Loan assets under management

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Net interest income

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