Real Estate Group

The real estate industry requires a constant stream of revenue for various construction-related tasks. From the under-construction stage to the handover stage, developers must have funds available to ensure timely delivery of housing or commercial units. Real estate developers can overcome this hurdle by availing loans our simplified Real Estate Group.


Stalling a project mid-way owing to the paucity of funds is a common problem faced by many housing and commercial development projects in India. Construction Finance or Project Finance is a unique offering under which we directly finance real estate developers after personalized verification and assessment. This product comes with customized offerings built around specific requirements of the real estate sector. We will guide you completely through the entire process with utmost transparency, approvals and quick & speedy hassle free loan disbursement. Enjoy our easy and flexible repayment terms with revolving facilities provided for your projects.

How to apply

Loans are provided to builders and developers for developing and constructing residential or commercial premises against mortgage of the land over which the building is proposed along with the superstructure. Loan tenure typically ranges from 2 years to 4 years.

Alternatively, loans are provided to builders and developers for their business purpose against mortgage of the security of adequate value acceptable to AU Small Finance Bank, as we may deem necessary. Maximum loan tenure is for 4 years.

  • The basis of customer's cash flows.
  • Small builders, contractors and developers.
  • Bigger builders for multi-story and high rise apartment projects.
  • Other real estate funding for development of townships, group housing and project for land development for residential, commercial or industrial purpose, turn-key projects and joint ventures projects.
Interest Rates, Fees & Charges
  • Competitive interest rates.
  • Loan processing fees will be charged based on loan sanctioned amount.
  • Other charges as per Standard Policy.