Savings Account Interest Rates | AU Small Finance Bank
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Are you looking for a way to earn more from your savings? Consider switching to AU Savings Account for higher interest rates and greater benefits. Our savings account offers one of the most competitive interest rates in the industry, providing our customers with the opportunity to earn attractive returns on their savings.

At AU Small Finance Bank, you can enjoy savings account interest rates of up to 7.25% p.a. with monthly credits. This means your money grows faster, giving you more financial flexibility to meet your goals. Your financial future deserves the best, and we are here to help you achieve your goals. Start saving smarter and secure your financial well-being with AU Small Finance Bank!


For Domestic / NRE / NRO Savings Account

Applicable Interest Rates on Savings Bank Deposits w.e.f. 17 April 24

Savings Account Incremental Amount slab** Rate of Interest applicable (per annum)
Balances less than INR 1 Lac 3.00%
Balances from INR 1 Lac to less than INR 5 Lacs 4.00%
Balances from INR 5 Lac to less than INR 10 Lacs 5.00%
Balances from INR 10 Lacs to less than INR 25 Lacs 7.00%
Balances from INR 25 Lacs to less than INR 1 Crore 7.00%
Balances from INR 1 Crore to less than INR 5 Crores 7.25%
Balances from INR 5 Crore to less than INR 10 Crores 7.00%

Please note:
  • Savings Account interest will be calculated on a daily basis & paid at monthly intervals (i.e. at the end of each month).
  • Interest rates mentioned are applicable for the incremental balances that are present corresponding to the amount slab mentioned.
  • **For Savings Account Interest Rates on incremental balances of INR 10 Crores & above, please contact your Branch or Relationship Manager.
  • For example: If the total balance is INR 4 Crores, then the following grid will be applicable:
    • For balances of INR 1 to INR 99,999  : 3.00%
    • For incremental balances of INR 1 Lac to INR 4,99,999 : 4.00%
    • For incremental balances of INR 5 Lac to INR 9,99,999 : 5.00%
    • For incremental balances of INR 10 Lacs to INR 24,99,999  : 7.00%
    • For incremental balances of INR 25 Lacs to INR 99,99,999 : 7.00%
    • For incremental balances of INR 1 Crore to INR 4 Crores : 7.25%
  • The above stated Savings Account interest rates are subject to change without prior notice.


1. What is the frequency of interest payouts?

The interest on your AU Savings Account is paid out on a monthly basis. This means that your interest earnings are credited to your account at the end of each month.


2. What is the savings account interest rate?

The interest rate on AU Savings Account is competitive and subject to change as per the bank's policy and prevailing market conditions. We aim to provide attractive interest rates to help your savings grow steadily.