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Mutual Funds

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AU Small Finance Bank is AMFI Registered Mutual Funds Distributor

     

    What is Mutual Fund?

    A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature.
    It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments and/or other securities. The income/ gains generated from this collective investment is distributed proportionately amongst the investors after deducting applicable expenses and levies, by calculating a scheme’s ‘Net Asset Value’ or NAV.
    For ease of understanding, buying a mutual fund is like buying a small slice of a big pizza. The owner of a mutual fund unit gets a proportional share of the fund’s gains, losses, income and expenses.
    Mutual funds are ideal for investors who either lack large sums for investment, or for those who neither have the inclination nor the time to research the market, yet want to grow their wealth. The money collected in mutual funds is invested by professional fund managers in line with the scheme’s stated objective.
     

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What is SIP?

Systematic Investment Plan (SIP) is an investment plan (methodology) offered by Mutual Funds wherein one could invest a fixed amount in a mutual fund scheme periodically, at fixed intervals – say once a month, instead of making a lump-sum investment.

The SIP instalment amount could be as little as INR 500 per month. An SIP is similar to a recurring deposit where you deposit a small /fixed amount every month.

Common sense suggests that ‘buying low and selling high’ is perhaps the best way to get good returns on your investments. But this is easier said than done, even for the most experienced investors. There are many factors at play when it comes to any market - debt or equity, and all of them are inextricably linked.
SIP is a simpler approach to long-term investing in disciplining and committing to a fixed sum for a fixed period and sticking to this schedule regardless of the conditions of the market

 

Benefits of Mutual Funds

  • Professional Money Management: Fund managers are responsible for implementing a consistent investment strategy that reflects the goals of the fund. Fund managers monitor the market and economic trends and analyze securities to make informed investment decisions.
  • Diversification: Diversification is one of the best ways to reduce risk. Mutual Funds offer investors an opportunity to diversify across assets depending on their investment needs.
  • Liquidity: Investors can sell their Mutual Fund units on any business day and receive the current market value on their investments within a short time period (in most cases, three to five days).
  • Affordability: The minimum initial investment for a Mutual Fund is fairly low for most funds (as low as INR 100 for some schemes).
  • Convenience: Most Mutual Funds provide you with the convenience of periodic purchase plans, automatic withdrawal plans, and the automatic reinvestment of dividends. Mutual Funds also provide you with detailed reports and statements that make record-keeping simple.
  • Flexibility and variety: You can pick from funds based on market cap like large-cap/mid-cap/small-cap funds, thematic & sectoral funds, or based on risk appetite like aggressive or conservative funds, funds that aim to provide income with modest growth, or those that take big risks in the search for returns. You can even buy hybrid funds with a combination of stocks and bonds in the same fund or Index Funds & ETF’s.
 

Eligibility criteria for Mutual Funds

To invest in Mutual Funds with us, you should be a resident of India and have compliant KYC documents such as a PAN Card.
 

Mutual Funds Offered Through AU Small Finance Bank

At this point of time we offer the various schemes of the following fund houses :

Sr.No AMCs
1

Aditya Birla Sun Life Mutual Fund

2 Axis Mutual Fund
3

Baroda BNP Paribas Mutual Fund

4

Canara Robeco Mutual Fund

5

DSP Mutual Fund

6

Edelweiss Mutual Fund

7

Franklin Templeton Mutual Fund

8

HDFC Mutual Fund

9

ICICI Prudential Mutual Fund

10

IDFC Mutual Fund

11

IIFL Mutual Fund

12

JM Financial Mutual Fund

13

Kotak Mutual Fund

14

L&T Mutual Fund

15

LIC Mutual Fund

16

Mahindra Manulife Mutual Fund

17

Mirae Asset Mutual Fund

18

Motilal Oswal Mutual Fund

19

NAVI Mutual Fund

20

Nippon India Mutual Fund

21

PGIM India Mutual Fund

22 PPFAS Mutual Fund
23

SBI Mutual Fund

24

Sundaram Mutual Fund

25

Tata Mutual Fund

26

UTI Mutual Fund

27

WhiteOak Capital Mutual Fund

 
 

Disclosure Of Mutual Funds’ Commissions

For Commission Disclosure Click Here
Scheme wise Commission Disclosure Click Here

This is on a best effort basis and rates are updated as and when actual rates are received from AMCs and are subject to change without any prior notice.

 

Customer Satisfaction Survey

For Customer Satisfaction Survey Click Here.
 

Customer Grievance Process:

Contact Helpline – 180012001200 or mail at [email protected]

FOR INVESTMENT CALL US @180012001200

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

 

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