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Motor Two - Wheelers Package Policy

    Motor Two - Wheelers Package Policy

    Two Wheeler Insurance Cover protects your vehicle against own damages like theft, fire accidents, road accidents, natural calamities and also takes care of third party damages/losses.


  • SAFEGUARD YOUR VEHICLE AGAINST DAMAGES - Protects against damages due to accidents, theft, natural calamities like floods, earthquake and social perils like riots, strike, terrorism.
  • UNLIMITED LIABILITY FOR THIRD PARTY (TP) PERSONAL DAMAGE - Compensates if the vehicle accidentally injures any person or results in their death.
  • COMPENSATION FOR THIRD PARTY PROPERTY DAMAGE - Compensates if the vehicle accidentally damages other’s property which the owner is liable to pay.
  • COMPULSORY PERSONAL ACCIDENT FOR OWNER-DRIVER - Financial support in case of disablement/death due to accident while driving, travelling, mounting or dismounting from the vehicle.
  • NO CLAIM BONUS - Discount on renewal premium for no-claims in the last policy year.

What is covered?

  • Fire, explosion, self-ignition or lightning
  • Burglary, housebreaking or theft
  • Riot and strike
  • Road accidents
  • Earthquake (fire and shock damage)
  • Malicious acts
  • Terrorist activity
  • Natural calamities like flood, typhoon, hurricane, storm, cyclone
  • Landslide/rockslide
  • Whilst in transit by road, rail, air, inland waterway or elevator

What is predominantly not covered?

  • Consequential loss
  • Wear and tear
  • Mechanical/electrical breakdown
  • Failures/breakages
  • Damage due to influence of intoxicating liquor or drugs And others.

Add-on covers for additional protection

  • Full Depreciation Waiver Cover
  • Hydrostatic Lock Cover
  • Chola Value Added Services – Two-Wheeler
  • And many more.

Why Choose Chola MS Two-Wheeler Insurance?

  • Network of cashless garages
  • Quick & hassle-free claims
  • Live Video Streaming (LVS) for claims intimation
  • Unlimited claims until the IDV is exhausted


The insurance products offered here are underwritten by Cholamandalam MS General Insurance Company Limited. Please seek the advice of your insurance advisor if you require any further information or clarification. The advertisement contains only an indication of cover offered.

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