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ICICI Pru Savings Suraksha

Savings with comfort of guarantee*

ICICI pru Saving Suraksha

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About ICICI Pru Savings Suraksha

    This is a Non-Linked, Participating Life Insurance Plan. A plan that helps you grow your wealth with complete protection of principal amount. It helps secure your family’s future financially in your absence with a life cover.

Product Features

  • Save with Guaranteed Capital protection^
  • Grow your wealth with Guaranteed Maturity Benefits and Accrued Guaranteed Additions*
  • Enjoy bonuses in the form of vested reversionary bonuses and Terminal bonus, if any.
  • Life cover protection to secure your family’s future in your absence
  • Flexibility to choose premium payment term, payment mode, policy term and sum assured on death as per one’s need
  • Tax benefits on premiums paid and benefits received as per prevailing tax laws

How this plan works

Suraj is a 35-year-old IT employee. He wants to save for his future life goals with guaranteed capital protection and financial security for his family in his absence.
ICICI Pru Savings Suraksha is best solution for his needs
  • Annual Premium: INR 30,000
  • Premium payment term: 10 years
  • Policy term: 20 years
  • Life cover: INR 3,00,000

On maturity, Suraj will receive maturity benefit of INR 447,288 at 4% ARR and INR 721,615 at 8% ARR

In case of Suraj’s unfortunate demise during the 15th year, Suraj’s nominee will get INR 531,604 at 8% ARR and INR 385,230 at 4% ARR.

ARR stands for Assumed rate of return. If the policy offers guaranteed returns, then these will be clearly marked "guaranteed" in the Benefit Illustration. Since the policy offers variable returns, the given illustration shows two different rates of assumed future investment returns. The returns shown above are not guaranteed and they are not the upper or lower limits of what you might get back, as the maturity value of policy depends on a number of factors including future investment performance


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Insurance is the subject matter of solicitation. AU Small Finance Bank Limited ("AU Bank") with registered office at 19-A, Dhuleshwar Garden, Ajmer Road,Jaipur- 302001, Rajasthan (CIN: L36911RJ1996PLC011381) is a corporate agent (Composite, IRDAI Reg No.: CA0515 valid till 30/08/2023) of ICICI Prulife. The purchase by AU Bank’s customer of any insurance products offered by ICICI Prulife is purely on voluntary basis and the policy is not a linked product of any other facility offered by AU Bank. Tel.: 1800 1200 1200 / 1800 26 66677.

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