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Future Generali Wealth Protect Plan

Protection and opportunity to create wealth

Future Generali Wealth Protect Plan

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About Future Generali Wealth Protect Plan

    Future Generali Wealth Protect is a unit linked insurance plan that offers not only protection but also an opportunity to create the wealth you desire. This plan gives you the freedom to decide how much wealth you want to create for yourself and your family and the flexibility to decide where you want to invest your money, at any point in time.
    This plan offers a combination of high cover (up to 30 times the annual premium) and investment to fulfil your long-term financial goals while safeguarding the interests of your dependents. On maturity, you get guaranteed loyalty addition.

Renew my Policy


  • Comprehensive protection of up to 7 to 30 times your annual premium depending upon your age and term, as per choice
  • Guaranteed loyalty addition on maturity, based on premium paid in the first year
  • Distinguished investment opportunity with an option to choose from over six investment funds
  • Flexibility in choosing the policy term, premium payment mode, sum assured multiplier and a host of other options like switching and premium redirection to maximize your returns
  • Access to funds by way of partial withdrawals and surrender benefits

Why Should You Buy This Plan?

  • Maturity Benefit
    • On maturity of the policy, the fund value plus guaranteed loyalty addition, as on the date of maturity, becomes payable to the Life Assured. The Life Assured may also choose to receive the maturity benefit under the settlement option as explained later in this brochure.
  • Death Benefit
    • In case of demise of the Life Assured during the policy term, while the policy is in force, the nominee receives the higher of:
      • Sum assured less deductible partial withdrawals, if any, or
      • Fund value under the policy, or
      • 105% of the total premiums paid, less deductible partial withdrawals, if any

How it Work?

  • Step 1: Decide your premium amount -
    Based on your financial/savings plan, decide the amount you want to invest as premium under the policy.
  • Step 2: Decide your policy term -
    Depending upon your financial plan, you may decide a policy term which helps to fulfill your financial goals. You have to pay the premium throughout the policy term.
  • Step 3: Decide your sum assured -
    Based on your choice of risk coverage, choose your sum assured multiple, as desired, from the table given.
  • Step 4: Choose your investment funds -
    Depending upon your risk appetite, you can choose to invest in any one or all or in a combination of all the six available funds

Download Brochure |

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