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Future Generali Heart and Health Insurance Plan

An Individual, Non-Linked, Non-Participating
(without-profits), Health and Life Insurance Plan

Future Generali Heart & Health Plan

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About Future Generali Heart and Health Insurance Plan

    Future Generali Heart and Health Insurance Plan is a comprehensive health protection plan that safeguards you and your family against financial risks arising out of any defined unforeseen medical emergency. The plan provides a fixed financial benefit that will help you cover medical costs, especially in case of critical illness which require a long term treatment, cost of second opinions, post treatment nursing and, above all, a loss of income during the affected period.
     

Why to opt for Future Generali Heart and Health Insurance Plan?

  • Comprehensive Critical Illness Cover – The plan provides comprehensive cover against 59 critical illnesses and surgical procedures including heart and cancer related ailments.
  • Cover from Early Stages - The plan covers diagnosis of any of the listed conditions whether it is in minor, moderate or major stage.
  • Flexibility to Choose Your Protection Plan – The plan provides the following four flexible options to ensure you have an ideal cover which is best suited to your health needs:
    • Option 1 - Heart Cover: Provides cover for minor, moderate and major stage heart related conditions. Covers 18 critical illnesses.
    • Option 2 - Critical Illness Cover: Provides cover for minor, moderate and major stage heart related, cancer related and other critical illness conditions. Covers 59 critical illnesses.
    • Option 3 - Heart Cover with Return of Premium: Provides cover for minor, moderate and major stage heart related conditions along with the added benefit of all your paid premiums being returned to you at maturity. Covers 18 critical illnesses.
    • Option 4 - Critical Illness Cover with Return of Premium: Provides cover for minor, moderate and major stage heart related, cancer related and other critical illness conditions along with added benefit of all your paid premiums being returned to you at maturity. Covers 59 critical illnesses.
  • Inbuilt Death Benefit - The plan has an inbuilt death cover which is highest of:
    • 10 times of Annualized Premium
    • 105% of total premiums paid
    • 25% of the Sum Assured
    • Guaranteed Maturity Sum Assured if any
  • Multiple Claim Benefit – You can claim up to two times under the minor stage and up to two times under moderate stage claim category provided you have not exhausted your Critical Illness Sum Assured.
  • Waiver of Premium Benefit - If you are diagnosed with any of the defined minor or moderate conditions, your premiums will be waived for the following five years. This means that the plan continues without you having to pay premiums for five years. This benefit shall be applicable only once during the policy term.
  • Buy for Self and Family – You can also buy this plan for your spouse, children, parents, parent-in-laws, brothers and sisters. You will have to buy individual policy for each family member.
  • High Cover at Low Premium – A 35-year-old male may get INR 10 lakhs critical illness cover for 10 years for a monthly premium of about INR 471 including taxes.
  • Tax Benefit - You can claim tax deductions for the premiums paid and the claim amount under Section 80C, 80D and 10(10D) of the Income Tax Act, 1961. Tax benefi­ts are subject to change in law from time to time. You are advised to consult your tax expert.
 
Future Generali India Life Insurance Company Limited (IRDAI Regn. No.: 133) (CIN: U66010MH2006PLC165288). Regd. & Corporate Office Address: Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai – 400083 | Fax: 022-4097 6600 | Email: [email protected] | Call us at 1800 102 2355| Website: life.futuregenerali.in | UIN: 133N069V03 |ARN :- ADVT/Comp/2021-22/July/153
 
Insurance is the subject matter of solicitation. AU Small Finance Bank Limited ("AU Bank") with registered office at 19-A, Dhuleshwar Garden, Ajmer Road,Jaipur- 302001, Rajasthan (CIN: L36911RJ1996PLC011381) is a corporate agent (Composite, IRDAI Reg No.: CA0515 valid till 30/08/2023) of Future Generali India Life Insurance Company Limited. The purchase by AU Bank’s customer of any insurance products offered by Future Generali India Life Insurance Company Limited  is purely on voluntary basis Tel.: 1800 1200 1200 / 1800 26 66677. The insurance products offered here are underwritten by Future Generali India Life Insurance Company Limited .
 
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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