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Having Health Insurance helps you focus on your recovery If the bills of the health insurance claims are made through a cashless treatment facility or a reimbursement mode offered by the insurance company on submission of relevant proofs like medical bills. It is important to invest in Health Insurance Mediclaim Policy to safeguard your financial well-being. Chola MS Health insurance policy provides financial aid for medical expenses incurred for treatment of ailments, surgery, hospitalization, etc. covered under a health insurance plan.