AU Bank
AU Bank
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Corona Rakshak Policy:

    Considering the current situation, every individual should opt for this cover to protect against the unforeseen financial impact due to Covid-19. 
    Corona Rakshak is a health insurance cover that provides 100% of the Sum Insured on diagnosis of Covid-19. The cover can be opted for a period of 3.5 months, 6.5 months and 9.5 months. it is intended to provide a lump sum benefit if the insured is diagnosed with novel coronavirus (COVID-19) during the policy period and requires hospitalisation for a minimum continuous period of 72 hours.


  • Lumpsum Benefit equal to 100% of the Sum Insured
  • Policy Tenure – three options are available 3.5 months (i.e. 105 days) , 6.5 months (i.e. 195 days) 9.5 months (i.e. 285 days)
  • Sum Insured ranging between Rs. 50,000 to Rs. 2.5 Lakhs
  • No pre-policy medical check-up is required
  • Tax exemption under Section 80D of Income Tax Act
  • Cover for Proposer, spouse, children up to 4, parents and parents-in-law from 18 years to 65 years

What Is covered?

A lump sum benefit on detection of COVID-19, after hospitalisation for a minimum continuous
period of 72 hours.

What is not covered?

  • Claims related to the treatment of COVID-19 within 15 days from the first policy commencement date shall be excluded.
  • Cover under this policy shall cease if the insured person travels to any country placed under travel restriction by the Government of India
  • Expenses related to any admission primarily for diagnostics and evaluation purposes
  • Testing done at a diagnostic center which is not authorized by the Government shall not be recognized, under this policy.

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