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Insurance > Health Insurance > Cholamandalam Health Insurance > Chola Super Top Up Plan

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About Chola Super Top Up Plan

    Chola Super Topup Insurance is an aggregate Top Up Plan that provides coverage to meet your higher medical expenses on a floating Sum Insured basis or on Individual Sum Insured basis.
    This policy offers you additional protection at an affordable cost. Claim reimbursement upto the Sum Insured in excess of deductible. Deductible is a cost-sharing requirement under this Policy, where the Company will not be liable for medical expenses upto a specified rupee amount of the covered expenses in a policy year as opted, i.e., Deductible is the amount upto which the Company will not pay for all the claims incurred in a policy year under the policy.
    Policy provides two different plans with wide Sum Insured and Deductible options to suit your needs.

Benefits:

  • Additional protection for a lesser premium
  • Coverage for extended family under Individual policy
  • Long Term Cover. Policy can be availed for one, two or three years term.
  • No medical checkup upto 55 years of age
  • Get Tax Exemption under Section 80(D) of Income Tax Act
  • A network of over 7760 hospitals across the country for cashless hospitalization
  • Relaxed entry age from 3 months to 70 years. Proposer should be 18 years of age at the time of availing the policy
  • No maximum cover-ceasing age for children
  • Lifelong renewal
 

Wide Range of Sum Insured and Deductible options designed to suit your specific insurance needs:

SUM INSURED & DEDUCTIBLE OPTIONS UNDER PREMIERE AND SUPREME PLAN
Sum Insured (SI)
Deductible
3 Lacs
1/2/3 Lacs
5 Lacs
2/3/4/5/10 Lacs
7.5 Lacs
3/4/5/7.5 Lacs
10 Lacs
5/7.5/10 Lacs
15 Lacs
5/10 Lacs
20 Lacs
5/10/15 Lacs
25 Lacs
10/15/20 Lacs
 
 

What It covers?

  • Inpatient Hospitalisation charges incurred towards
  • Room and Boarding
  • ICU Charges
  • Doctor’s Fees
  • Nursing Charges
  • Surgery, anaesthesia and oxygen charges
  • Organ Donor Expenses
  • Expenses incurred towards Emergency Ambulance
  • Hospitalisation of less than 24 hours for 141 day care procedures listed in the policy
  • Domiciliary Hospitalisation Expenses
  • Coverage for Non-Allopathic Treatments: Inpatient Hospitalisation Coverage for AYUSH Treatments
  • Pre-Hospitalisation Expenses: Related medical expenses incurred upto 60 days prior to date of admission under Supreme Plan
  • Post-Hospitalisation Expenses: Related medical expenses incurred upto 90 days from date of discharge under Supreme Plan
 

Summary of Benefits:

COVERAGE / PLANS
PREMIERE
SUPREME
In Patient Hospitalisation Expenses
Covered
Covered
Pre-Hospitalization Expenses
Not Covered
60 days
Post-Hospitalization Expenses
Not Covered
90 days
Emergency Ambulance Expenses
Covered
Covered
Day Care Procedures
Covered
Covered
Domiciliary Hospitalisation
Covered
Covered
AYUSH Coverage Expenses
Covered
Covered
 

 

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