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Plans under Chola Healthline
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Value Healthline
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Freedom Healthline
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Enrich Healthline
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Privilege Healthline
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Sum Insured in INR (In Lacs)
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2/3/5/7.5/10
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3/5/7.5/10/15
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3/5/7.5/10/15/20/25
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5/7.5/10/15/20/25
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Benefits forming part of Sum Insured opted
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a
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In —Patient Hospitalization Expenses
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Covered
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Covered
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Covered
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Covered
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b
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Day Care Procedures /Treatment Expenses
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Covered
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Covered
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Covered
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Covered
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c
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Pre Hospitalization Expenses
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30 days
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60 days
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60 days
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60 days
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d
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Post Hospitalization Expenses
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60 days
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90 days
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90 days
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90 days
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e
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Domiciliary Hospitalization Expenses per insured person per policy year
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Max 7 days
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Max 7 days
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Max 7 days
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Max 7 days
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f
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AYUSH Coverage Expenses
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Covered
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Covered
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Covered
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Covered
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g
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Organ Donor Hospitalization Expenses
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Covered
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Covered
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Covered
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Covered
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h
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Emergency Ambulance Expenses per Hospitalization
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₹ 1000
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₹ 2000
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₹ 2000
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₹ 5000
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i
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Maternity Expenses (Upto 2 deliveries , after 3 onsecutive renewals)
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No
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No
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No
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upto ₹ 1 laks per delivery
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j
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New Born Baby Hospitalization Expenses
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No
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No
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No
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Covered upto Sum Insured of Mother / Floater Sum Insured
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Co-Payment
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a
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Co-Payment for age above 55 years
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10% on all claims for Insured Persons above 55 years of age.
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No
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No
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No
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Additional Benefits over the Sum Insured
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a
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Child Hospitalization Allowance per hospitalization
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No
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No
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₹ 500 per day for 7 days
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No
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b
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Outpatient Dental Specs/Contact lens/hearing aids
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No
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No
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No
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₹ 10.000/- every 2 yrs
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c
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Extended Hospitalization Allowance (Minimum 10 days Hospitalization)
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No
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No
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₹ 10.000
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₹ 10.000
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d
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Double Sum Insured
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No
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No
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For Critical illness and Accidents
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For Critical illness and Accidents
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e
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Specialist Opinion for Critical illness
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No
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No
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No
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₹ 25000/-
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Renewal Benefits
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a
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Health Checkup Expenses
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No
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Once after 3 claim free years
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Once after 2 claim free years
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Once after 2 claim free years
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b
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Cumulative Bonus
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5% of Sum Insured every claim free year subject to maximum of 25% of Sum Insured
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5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured
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50% of Sum Insured every claim free year subject to maximum of 100% of Sum Insured
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5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured
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c
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Reduction in Cumulative Bonus in case of claim in the following policy year
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5% of Sum Insured
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5% of Sum Insured
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5% of Sum Insured
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5% of Sum Insured
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In 2016, after the demise of her husband and two sons, Hema took charge of her husband’s Motor Driving School. AU Bank transferred the car loans in her name and provided support when Hema needed it the most. After one year, Hema became independent and her business is running better then before. She is also providing employment to four drivers in her Motor Driving School.
AU Bank was very quick. The customer service was very cheerful and helpful there. They sort everything very nicely.
Raju Bhai a progressive farmer who hails from a village near Ahmedabad had understood that dependence on agriculture alone for livelihood will never be enough to fend for his family. AU Bank extended support and gave wings to his aspirations by catering to his financial requirements.
Raju Bhai is earning handsome surplus, besides the income from his agriculture income. He has a well-settled pick-up vehicle business with three vehicles and two drivers who are paid 8000 each.
