Chola Healthline
AU Bank
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About Chola Healthline

    Chola Healthline is a comprehensive health insurance policy which provides insurance coverage for families on Individual as well as on Floater Sum Insured basis. You can cover yourself along with your spouse and dependent children, on a Floater Sum Insured basis. If you opt for an Individual cover, you can include your parents, parents-in-law and siblings as well.
    We offer you four different plans with various Sum Insured options under each one of them. The policy provides coverage for 24 hours in-patient hospitalisation on Cashless or Reimbursement basis. Your Sum Insured under the policy gets increased by a percentage annually as per the plan chosen, subject to No Claim under the policy. For more details, kindly refer to the policy documents on this website.
    Benefits under this policy are available under four (4) different plans to suit the specific insurance needs of our customers
    • Value Healthline
    • Freedom Healthline
    • Enrich Healthline
    • Privilege Healthline
     

Summary of Benefits

 
Plans under Chola Healthline
Value Healthline
Freedom Healthline
Enrich Healthline
Privilege Healthline
 
Sum Insured in INR (In Lacs)
2/3/5/7.5/10
3/5/7.5/10/15
3/5/7.5/10/15/20/25
5/7.5/10/15/20/25
Benefits forming part of Sum Insured opted
a
In —Patient Hospitalization Expenses
Covered
Covered
Covered
Covered
b
Day Care Procedures /Treatment Expenses
Covered
Covered
Covered
Covered
c
Pre Hospitalization Expenses
30 days
60 days
60 days
60 days
d
Post Hospitalization Expenses
60 days
90 days
90 days
90 days
e
Domiciliary Hospitalization Expenses per insured person per policy year
Max 7 days
Max 7 days
Max 7 days
Max 7 days
f
AYUSH Coverage Expenses
Covered
Covered
Covered
Covered
g
Organ Donor Hospitalization Expenses
Covered
Covered
Covered
Covered
h
Emergency Ambulance Expenses per Hospitalization
₹ 1000
₹ 2000
₹ 2000
₹ 5000
i
Maternity Expenses (Upto 2 deliveries , after 3 onsecutive renewals)
No
No
No
upto ₹ 1 laks per delivery
j
New Born Baby Hospitalization Expenses
No
No
No
Covered upto Sum Insured of Mother / Floater Sum Insured
Co-Payment
a
Co-Payment for age above 55 years
10% on all claims for Insured Persons above 55 years of age.
No
No
No
Additional Benefits over the Sum Insured
a
Child Hospitalization Allowance per hospitalization
No
No
₹ 500 per day for 7 days
No
b
Outpatient Dental Specs/Contact lens/hearing aids
No
No
No
₹ 10.000/- every 2 yrs
c
Extended Hospitalization Allowance (Minimum 10 days Hospitalization)
No
No
₹ 10.000
₹ 10.000
d
Double Sum Insured
No
No
For Critical illness and Accidents
For Critical illness and Accidents
e
Specialist Opinion for Critical illness
No
No
No
₹ 25000/-
Renewal Benefits
a
Health Checkup Expenses
No
Once after 3 claim free years
Once after 2 claim free years
Once after 2 claim free years
b
Cumulative Bonus
5% of Sum Insured every claim free year subject to maximum of 25% of Sum Insured
5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured
50% of Sum Insured every claim free year subject to maximum of 100% of Sum Insured
5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured
c
Reduction in Cumulative Bonus in case of claim in the following policy year
5% of Sum Insured
5% of Sum Insured
5% of Sum Insured
5% of Sum Insured
 
 

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