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Plans under Chola Healthline
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Value Healthline
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Freedom Healthline
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Enrich Healthline
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Privilege Healthline
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|
Sum Insured in INR (In Lacs)
|
2/3/5/7.5/10
|
3/5/7.5/10/15
|
3/5/7.5/10/15/20/25
|
5/7.5/10/15/20/25
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Benefits forming part of Sum Insured opted
|
|||||
a
|
In —Patient Hospitalization Expenses
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Covered
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Covered
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Covered
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Covered
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b
|
Day Care Procedures /Treatment Expenses
|
Covered
|
Covered
|
Covered
|
Covered
|
c
|
Pre Hospitalization Expenses
|
30 days
|
60 days
|
60 days
|
60 days
|
d
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Post Hospitalization Expenses
|
60 days
|
90 days
|
90 days
|
90 days
|
e
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Domiciliary Hospitalization Expenses per insured person per policy year
|
Max 7 days
|
Max 7 days
|
Max 7 days
|
Max 7 days
|
f
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AYUSH Coverage Expenses
|
Covered
|
Covered
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Covered
|
Covered
|
g
|
Organ Donor Hospitalization Expenses
|
Covered
|
Covered
|
Covered
|
Covered
|
h
|
Emergency Ambulance Expenses per Hospitalization
|
₹ 1000
|
₹ 2000
|
₹ 2000
|
₹ 5000
|
i
|
Maternity Expenses (Upto 2 deliveries , after 3 onsecutive renewals)
|
No
|
No
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No
|
upto ₹ 1 laks per delivery
|
j
|
New Born Baby Hospitalization Expenses
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No
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No
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No
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Covered upto Sum Insured of Mother / Floater Sum Insured
|
Co-Payment
|
|||||
a
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Co-Payment for age above 55 years
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10% on all claims for Insured Persons above 55 years of age.
|
No
|
No
|
No
|
Additional Benefits over the Sum Insured
|
|||||
a
|
Child Hospitalization Allowance per hospitalization
|
No
|
No
|
₹ 500 per day for 7 days
|
No
|
b
|
Outpatient Dental Specs/Contact lens/hearing aids
|
No
|
No
|
No
|
₹ 10.000/- every 2 yrs
|
c
|
Extended Hospitalization Allowance (Minimum 10 days Hospitalization)
|
No
|
No
|
₹ 10.000
|
₹ 10.000
|
d
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Double Sum Insured
|
No
|
No
|
For Critical illness and Accidents
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For Critical illness and Accidents
|
e
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Specialist Opinion for Critical illness
|
No
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No
|
No
|
₹ 25000/-
|
Renewal Benefits
|
|||||
a
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Health Checkup Expenses
|
No
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Once after 3 claim free years
|
Once after 2 claim free years
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Once after 2 claim free years
|
b
|
Cumulative Bonus
|
5% of Sum Insured every claim free year subject to maximum of 25% of Sum Insured
|
5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured
|
50% of Sum Insured every claim free year subject to maximum of 100% of Sum Insured
|
5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured
|
c
|
Reduction in Cumulative Bonus in case of claim in the following policy year
|
5% of Sum Insured
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5% of Sum Insured
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5% of Sum Insured
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5% of Sum Insured
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