Chola Healthline

AU Bank

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About Chola Healthline

Chola Healthline is a comprehensive health insurance policy which provides insurance coverage for families on Individual as well as on Floater Sum Insured basis. You can cover yourself along with your spouse and dependent children, on a Floater Sum Insured basis. If you opt for an Individual cover, you can include your parents, parents-in-law and siblings as well.

We offer you four different plans with various Sum Insured options under each one of them. The policy provides coverage for 24 hours in-patient hospitalisation on Cashless or Reimbursement basis. Your Sum Insured under the policy gets increased by a percentage annually as per the plan chosen, subject to No Claim under the policy. For more details, kindly refer to the policy documents on this website.

Benefits under this policy are available under four (4) different plans to suit the specific insurance needs of our customers

Value Healthline
Freedom Healthline
Enrich Healthline
Privilege Healthline

Summary of Benefits

	Plans under Chola Healthline	Value Healthline	Freedom Healthline	Enrich Healthline	Privilege Healthline
	Sum Insured in INR (In Lacs)	2/3/5/7.5/10	3/5/7.5/10/15	3/5/7.5/10/15/20/25	5/7.5/10/15/20/25
Benefits forming part of Sum Insured opted
a	In —Patient Hospitalization Expenses	Covered	Covered	Covered	Covered
b	Day Care Procedures /Treatment Expenses	Covered	Covered	Covered	Covered
c	Pre Hospitalization Expenses	30 days	60 days	60 days	60 days
d	Post Hospitalization Expenses	60 days	90 days	90 days	90 days
e	Domiciliary Hospitalization Expenses per insured person per policy year	Max 7 days	Max 7 days	Max 7 days	Max 7 days
f	AYUSH Coverage Expenses	Covered	Covered	Covered	Covered
g	Organ Donor Hospitalization Expenses	Covered	Covered	Covered	Covered
h	Emergency Ambulance Expenses per Hospitalization	₹ 1000	₹ 2000	₹ 2000	₹ 5000
i	Maternity Expenses (Upto 2 deliveries , after 3 onsecutive renewals)	No	No	No	upto ₹ 1 laks per delivery
j	New Born Baby Hospitalization Expenses	No	No	No	Covered upto Sum Insured of Mother / Floater Sum Insured
Co-Payment
a	Co-Payment for age above 55 years	10% on all claims for Insured Persons above 55 years of age.	No	No	No
Additional Benefits over the Sum Insured
a	Child Hospitalization Allowance per hospitalization	No	No	₹ 500 per day for 7 days	No
b	Outpatient Dental Specs/Contact lens/hearing aids	No	No	No	₹ 10.000/- every 2 yrs
c	Extended Hospitalization Allowance (Minimum 10 days Hospitalization)	No	No	₹ 10.000	₹ 10.000
d	Double Sum Insured	No	No	For Critical illness and Accidents	For Critical illness and Accidents
e	Specialist Opinion for Critical illness	No	No	No	₹ 25000/-
Renewal Benefits
a	Health Checkup Expenses	No	Once after 3 claim free years	Once after 2 claim free years	Once after 2 claim free years
b	Cumulative Bonus	5% of Sum Insured every claim free year subject to maximum of 25% of Sum Insured	5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured	50% of Sum Insured every claim free year subject to maximum of 100% of Sum Insured	5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured
c	Reduction in Cumulative Bonus in case of claim in the following policy year	5% of Sum Insured	5% of Sum Insured	5% of Sum Insured	5% of Sum Insured