Chola Flexi Health Plans - Health Insurance Plans

Benefits

Flexible Sum Insured options
Flexible Premium Payment options – Monthly, Quarterly, Half-yearly, Annual & Single pay
Premium based on your location
Restoration of Sum Insured. Up to 100% for unrelated claims
Recharge Benefit - Extra Sum Insured for related claims
Waiting period of only 36 months for pre-existing conditions/disease
Tax Exemption under Section 80D of Income Tax Act
Lifelong Renewability
Covers entire family
Cumulative bonus of 10% for every claim-free year up to 50% of sum insured
Free health check-up once in every 2 claim-free years
No pre-policy health check-up before 50 years of age

What is covered?

Hospitalisation Expenses
Pre-hospitalisation expenses up to 30 days
Post-hospitalisation expenses up to 60 days
Day Care Procedures
Domiciliary Hospitalisation
Organ Donor Hospitalisation Expenses
AYUSH Coverage
Emergency Ambulance Expenses - Up to 1% of SI subject to a maximum of INR 2,000/- per hospitalisation
New-born Baby Cover - Coverage from day one subject to mother being covered under the policy for 12 months continuously from policy commencement date

What is not covered?

Initial Waiting Period: 30 days for all illnesses (not applicable on renewal and for accidents)
Waiting period of 2 years for treatment of listed diseases
Pre-Existing Disease (PED): Benefits not available for any pre-existing condition(s) until 36 consecutive months of continuous coverage
Any act of intentional self-injury or attempted suicide
War, hostilities whether war declared or not
Vaccination or inoculation unless forming a part of post-animal bite treatment
Unproven Treatments & Maternity Expenses

For detailed list of exclusions, please refer to the policy wordings on our website

Claim Process (Cashless and Reimbursement)

Reach us at Toll-Free number (1800-208-5544) to register your claim. Don't worry, we will guide you through the rest.

Why Chola MS?

24x7 phone & email support
Large network of cashless hospitals
Quick & hassle-free claims

Disclaimers

Cholamandalam MS General Insurance Company Limited

(A Joint Venture between Murugappa Group & Mitsui Sumitomo Insurance Company Ltd., Japan) Regd. Office: Dare House, 2, II Floor, N.S.C Bose Road, Chennai - 600 001.

India. T: +91-44-4044 9100 | F: +91-44-4044 5550 | SMS 'Flexi' 56677* | E: [email protected]

Trade Logo displayed above belongs to CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED (formerly TI Financial Holdings Limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under License.

Flexi Health

*SMS charges as applicable

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. Terms and Conditions apply.

Prohibition of rebates 41. (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer: (2) Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees. CIN: U66030TN2001PLC047977 | IRDA Regn. No.123 | UIN: CHOHLIP21007V022021 | UAN: CMS/BANCA/AUSF/HEALTH/FLEXIHEALTH/WEBSITECONTENT/ENGLISH/DIGITAL/2779/SEPT2021

AU Small Finance Bank Limited ("AU Bank") with registered office at 19-A, Dhuleshwar Garden, Ajmer Road,Jaipur- 302001, Rajasthan (CIN: L36911RJ1996PLC011381) is a corporate agent (Composite, IRDAI Reg No.: CA0515 valid till 30/08/2023) of Cholamandalam MS General Insurance Company Limited.

The purchase by AU Bank’s customer of any insurance products offered by Cholamandalam MS General Insurance Company Limited is purely on voluntary basis and the policy is not a linked product of any other facility offered by AU Bank. Tel: 1800 1200 1200 / 1800 26 66677.

The insurance products offered here are underwritten by Cholamandalam MS General Insurance Company Limited. Please seek the advice of your insurance advisor if you require any further information or clarification. The advertisement contains only an indication of cover offered.

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