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IRDAI clarifies to public that:
Price comparison chart
Individual health insurance
| Insurer | ||||||||||
|
Aditya Birla Health Insurance Co. Ltd
|
TATA AIG General Insurance Co. Ltd
|
Care Health Insurance Limited
|
Chola Mandalam MS General Insurance Co. Ltd
|
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|
Product
|
Activ Health Platinum Enhanced
|
Activ Assure- Diamond Plan
|
TATA AIG -Medicare
|
TATA AIG- Medicare Premier
|
TATA AIG Medicare Protect
|
Care -Care
|
Care Freedom
|
Care Heart
|
Flexi health
|
Aarogya sanjeevani
|
|
Premium amount
|
6,971 | 5,399 | 6,724 | 8,362 | 5,379 | 5,611 | 5,549 | 8,194 | 4,810 | 3,591 |
|
Key features
|
-Pre/post hospitalisation medical expenses
-In patient hospitalisation (No cap on room rent) -Day care treatment -Domiciliary hospitalisation -Road ambulance expenses -ICU cover charges -Organ donor expenses -Obseity treatment -Mental illness hospitalisation -OPD cover |
-Pre and post hospitalisation medical expenses
-In Patient Hospitalization -Day care procedures -Road ambulance cover - Room covered -ICU charges - Home care - No claim bonus - Organ donor expenses |
-Pre / post hospitalization medical expenses
-In patient hospitalisation -Day care procedures - Road ambulance cover -Dental cover -No claim bonus -Daily cash allowance -Domiciliary hospitalisation -Personal accident cover -Health check-up -Organ donor expenses |
-Pre/post hospitalization medical expenses
-In patient hospitalisation -Day care procedures -Road ambulance cover -Air ambulance -Organ donor -Dental cover -Daily cash allowance -Accidental death cover -Health check-up -OPD cover -New born baby cover - No claim bonus |
-Pre/post hospitalization medical expenses
-In patient hospitalisation -Day care procedures -Road ambulance cover -Organ donor -Dental cover -Personal accident cover -Health check-up |
-Pre/post hospitalisation medical expenses
-In-patient hospitalisation -Day care procedures - Road ambulance cover -Room rent -ICU charges -Organ donor cover -Domiciliary hospitalisation |
- Pre/post hospitalisation medical expenses
-In patient hospitalisation -Day care procedures - Road ambulance cover -ICU charges -Domiciliary hospitalisation -Companion benefit -Dialysis cover - Treatment of cataract -Treatment of total knee replacement - Treatment of Hernia etc -Treatment for cancer, bone breakage etc |
-Underwritten specifically for customers with pre-existing heart ailments
-Pre/post hospitalisation medical expenses -Cardiac health check up - Road ambulance cover -Domiciliary hospitalisation - Room rent -Automatic recharge - ICU charges - No claim bonus - Treatment of cataract -Treatment of Hernia - Treatment of total knee replacemnet - Cancer surgeries - Treatment of breakage of bones -OPD cover |
-Pre/post hospitalisation medical expenses
-Day care procedures -Domiciliary hospitalisation -Road ambulance cover -Organ donor expenses -New born baby cover |
-Pre/post hospitalisation medical expenses
-Day care procedures -Road ambulance cover |
Note:
This is for a healthy 30 years male with no co-morbidity and no adverse habits
Sum assured 5 lacs
Above is without any additional rider
Premium is excluding applicable taxes
Premium has been annualised