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India Fire Policy

TATA AIG India Fire Policy

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About India Fire Policy

    TATA AIG India Fire Policy provides coverage against fire and some special perils.

The policy is offered in two variants

1. HomeSecure SFSP Policy
  • Coverage
    • Fire, Lightning, Explosion / Implosion, Aircraft Damage
    • Riot, Strike and malicious act
    • Damage due to impact by any vehicle (not own) or animal by direct contact
    • Subsidence and landslide
    • Bursting and / or overflowing of Water Tanks, Apparatus and Pipes
    • Bush Fire, Flood, Storm, Inundation
    • Earthquake
    • Terrorism
  • Exclusions
    • First Rs.250/- for each and every loss
    • 5% of the claim amount or Rs.10,000/- which ever is higher in case of Earthquake
    • War, allied and Nuclear perils
    • Consequential losses


2. Step up long term policy

  • Coverage:
    • Sum insured enhancement – Sum insured increases 10% every year
    • One time premium payment
    • Long  term duration upto 15 years
    • Easy claim settlement
    • Inflation proof
    • Protection against issues of under insurance

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