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CHOLA MS Home Package Policy

About CHOLA MS Home Package Policy

    Ensure peace of mind with Cholamandalam which offers a comprehensive home insurance policies Cholamandalam Home Package Policy.
    The Cholamandalam Home Insurance policy provides cover not only for the structure of your house but also for the contents of your house from potential risks like theft, burglary, man-made / natural calamities, etc. which can result in loss or damage of durables like furniture, electronics, fittings, jewellry, etc. In addition to the above, this policy also provides Personal Accident Cover in case the insured sustains any bodily injury which may result in permanent total disablement or death.

Home Package Policy:

This is a comprehensive home insurance policy, from Chola MS that protects your valuable property. Not just on the whole but also the structure and the home contents (optional). You have an option to protect and safeguard your complete assets along with the home.
  • Coverage
    • Property
      • Building-owner/renter
      • Including home contents
      • All Home Utilities/appliances
      • Travel baggage –anywhere in India
    • Personal
      • Personal accident- Individual-insured
      • Hospitalization expenses due to accident
    • Protection against
      • Fire-12 contingencies
      • Burglary & Housebreaking
      • Breakdown of appliances
      • loss/damage to baggage
  • Cover & Cost

Fire & special perils

  • Premises one resides-owned/rented
  • Ones possessions within the insured premises
  • Option to recover Home: Rs. 2.5 lacs to Rs. 5 cr
  • Content: Rs. 1.25 lac to Rs. 25 lacs

Burglary & Housebreaking

  • Theft involving forcible entry or exit in the premises insured by violent means
  • Option to cover: Rs. 1.25 lac to Rs. 25 lacs


  • Electrical, mechanical breakdown, accidental damage of all home appliances
  • Option to cover : Rs. 1 lac to Rs. 2 lacs


  • Loss or damage by accident or misfortune
  • Personal baggage anywhere in India

Personal Accident

  • Cover death due to accident for insured
  • Option to cover : Rs. 1 lac to Rs. 5 lacs max

Accidental hospitalization Exp

  • Cost incurred for hospitalization that leads to permanent disability or subsequent loss of life
  • Limit of cover: Rs.20,000

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